Norwood Financial Corp

Diversified strategyLong-term holder

Total reported value

$69.3M

Reporting period: 2024-03-31 · Number of holdings: 397

Norwood Financial Corp disclosed 397 holdings in its latest 13F filing for the period ending 2024-03-31, with total reported value of $69.3M and a quarterly turnover rate of 0.0%.

Personality snowflake

Concentration: 15.62
Portfolio Stability: 0
Momentum/Contrarian: 50
Sector conviction: 47.68
Diversification: 100
Sizing Uniformity: 68

Recent moves

No holding changes this quarter

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

Showing top 287 holdings (of 397 total)

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	NWFL	Norwood Financial CORP	Stock-Other	16.68%	—	-0.09%
2	VUG	Vanguard Growth ETF	ETF-Other	4.77%	—	-0.66%
3	MSFT	Microsoft CORP	Stock-Tech	3.43%	—	-2.50%
4	IJT	Ishares S&p Small-cap 600 Gr	ETF-Other	3.01%	—	—
5	AMAT	Applied Materials INC	Stock-Tech	2.77%	—	-5.39%
6	VTV	Vanguard Value ETF	ETF-Other	2.42%	—	-0.29%
7	CAT	Caterpillar INC	Stock-Industrials	2.22%	—	+1.42%
8	ABBV	Abbvie INC	Stock-Healthcare	2.00%	—	+0.33%
9	AAPL	Apple INC	Stock-Tech	1.84%	—	+5.25%
10	BRK-B	Berkshire Hathaway Inc-cl B	Stock-Other	1.80%	—	—
11	VIG	Vanguard Dividend Apprec ETF	ETF-Other	1.64%	—	-2.82%
12	CTAS	Cintas CORP	Stock-Industrials	1.56%	—	-3.09%
13	JNJ	Johnson & Johnson	Stock-Healthcare	1.48%	—	+2.62%
14	LOW	Lowe's Cos INC	Stock-Consumer Disc	1.44%	—	-3.21%
15	ITW	Illinois Tool Works	Stock-Industrials	1.32%	—	-1.02%
16	XLK	Ss Technology Select Sector	ETF-Tech	1.31%	—	—
17	XLV	Ss Health Care Select Sector	ETF-Other	1.27%	—	-4.25%
18	ORCL	Oracle CORP	Stock-Tech	1.23%	—	—
19	ABT	Abbott Laboratories	Stock-Healthcare	1.17%	—	—
20	IJK	Ishares S&p Mid-cap 400 Grow	ETF-Other	1.09%	—	-0.48%
21	WMT	Walmart INC	Stock-Consumer Staples	1.06%	—	+184.78%
22	IBM	Intl Business Machines CORP	Stock-Tech	0.98%	—	+7.22%
23	VCSH	Vanguard S/t CORP Bond ETF	ETF-Corp Bonds	0.98%	—	—
24	ADI	Analog Devices INC	Stock-Tech	0.94%	—	-6.79%
25	VYM	Vanguard High Dvd Yield ETF	ETF-Other	0.92%	—	-0.47%
26	CSCO	Cisco Systems INC	Stock-Tech	0.89%	—	+6.33%
27	DE	Deere & Co	Stock-Industrials	0.87%	—	—
28	SYY	Sysco CORP	Stock-Consumer Staples	0.84%	—	—
29	VTI	Vanguard Total Stock Mkt ETF	ETF-Other	0.83%	—	-0.67%
30	MRK	Merck & Co. INC.	Stock-Healthcare	0.79%	—	+5.05%
31	VFH	Vanguard Financials ETF	ETF-Other	0.73%	—	-5.20%
32	PG	Procter & Gamble Co/the	Stock-Consumer Staples	0.72%	—	+5.30%
33	XOM	Exxon Mobil CORP	Stock-Energy	0.69%	—	+17.79%
34	AVY	Avery Dennison CORP	Stock-Consumer Disc	0.67%	—	—
35	KO	Coca-cola Co/the	Stock-Consumer Staples	0.67%	—	+7.51%
36	VEA	Vanguard Ftse Developed ETF	ETF-Other	0.66%	—	+11.71%
37	CMI	Cummins INC	Stock-Industrials	0.64%	—	+4.96%
38	JPM	Jpmorgan Chase & Co	Stock-Financials	0.64%	—	+7.76%
39	IJJ	Ishares S&p Mid-cap 400 Valu	ETF-Other	0.62%	—	—
40	EMR	Emerson Electric Co	Stock-Industrials	0.61%	—	-1.57%
41	HD	Home Depot INC	Stock-Consumer Disc	0.57%	—	-3.27%
42	FISV	Fiserv INC	Stock-Other	0.57%	—	-6.48%
43	PEP	Pepsico INC	Stock-Consumer Staples	0.56%	—	+9.88%
44	VIS	Vanguard Industrials ETF	ETF-Other	0.54%	—	—
45	CVS	Cvs Health CORP	Stock-Healthcare	0.54%	—	+6.53%
46	IYW	Ishares Ustechnology ETF	ETF-Tech	0.51%	—	—
47	LMT	Lockheed Martin CORP	Stock-Industrials	0.50%	—	+3.40%
48	NUE	Nucor CORP	Stock-Materials	0.49%	—	-3.38%
49	XLP	Ss Consumer Staples Sel Sect	ETF-Other	0.47%	—	—
50	XLY	Ss Consumer Disc Select Sect	ETF-Other	0.47%	—	—

1–50 of 287

Portfolio Performance

Performance for Q3 2026

+6.7%

Performance Last 4 Quarters

+34.1%

Based on 77% of reported portfolio value with available pricing

Stdev: +14.6%
Beta: +0.85
Alpha: +0.3%
Max Drawdown: -10.2%
Annualized Perf: +16%
Batting Avg vs S&P: +41.7%
Sortino: +1.91
Stutzer: +0.31
Treynor: +0.19
Sterling: +0.93
Calmar: +1.57
Information Ratio: -0.26
Tracking Error: +9.8%
Stdev Down: +8.4%
Winning Months %: +61.1%
Losing Months %: +38.9%
Best 12 Months: +40.3%
Worst 12 Months: +2.9%
Efficiency Ratio: +0.41
Sharpe: +1.09
Stdev Sectors: +7.9%
Skewness: -0.31
Kurtosis: -0.93
Upside Potential: +3.66

Reported value over time

Sector allocation

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Top holdings
2024-03-31	397	$69.3M	1NWFL 2VUG 3MSFT Top holdings2024-03-31 1.NWFL 2.VUG 3.MSFT 4.IJT 5.AMAT 6.VTV 7.CAT 8.ABBV 9.AAPL 10.BRK-B
2023-12-31	389	$66.0M	1NWFL 2VUG 3MSFT Top holdings2023-12-31 1.NWFL 2.VUG 3.MSFT 4.IJT 5.AMAT 6.VTV 7.AAPL 8.CAT 9.ABBV 10.VIG
2023-09-30	397	$61.8M	1NWFL 2VUG 3MSFT Top holdings2023-09-30 1.NWFL 2.VUG 3.MSFT 4.IJT 5.AMAT 6.VTV 7.XOM 8.AAPL 9.ABBV 10.CAT
2023-06-30	400	$66.8M	1NWFL 2VUG 3MSFT Top holdings2023-06-30 1.NWFL 2.VUG 3.MSFT 4.IJT 5.AMAT 6.VTV 7.AAPL 8.JNJ 9.XOM 10.VIG
2023-03-31	394	$63.1M	1NWFL 2VUG 3MSFT Top holdings2023-03-31 1.NWFL 2.VUG 3.MSFT 4.IJT 5.VTV 6.AMAT 7.ABBV 8.AAPL 9.XOM 10.JNJ
2022-12-31	393	$63.5M	1NWFL 2VUG 3IJT Top holdings2022-12-31 1.NWFL 2.VUG 3.IJT 4.MSFT 5.VTV 6.JNJ 7.ABBV 8.XOM 9.VIG 10.AMAT
2022-09-30	392	$56.5M	1NWFL 2VUG 3IJT Top holdings2022-09-30 1.NWFL 2.VUG 3.IJT 4.MSFT 5.VTV 6.JNJ 7.VCSH 8.ABBV 9.AAPL 10.XOM
2022-06-30	379	$58.7M	1NWFL 2VUG 3IJT Top holdings2022-06-30 1.NWFL 2.VUG 3.IJT 4.VCSH 5.MSFT 6.VTV 7.JNJ 8.ABBV 9.VIG 10.AMAT
2022-03-31	374	$68.9M	1NWFL 2VUG 3VCSH Top holdings2022-03-31 1.NWFL 2.VUG 3.VCSH 4.IJT 5.MSFT 6.VTV 7.AMAT 8.JNJ 9.ABBV 10.VCIT
2021-12-31	385	$72.1M	1NWFL 2VUG 3VCSH Top holdings2021-12-31 1.NWFL 2.VUG 3.VCSH 4.IJT 5.MSFT 6.VCIT 7.AMAT 8.VTV 9.VIG 10.LOW

Holding changes this quarter

Position changes disclosed by Norwood Financial Corp for the quarter ending 2024-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action

FAQ

What is Norwood Financial Corp and what type of investor is it?

Norwood Financial Corp is a investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2024-03-31), the firm manages a tracked equity portfolio valued at approximately $69.3M, spread across 397 disclosed positions.

What are Norwood Financial Corp's largest equity positions?

Based on the latest 13F filing, Norwood Financial Corp's top holdings by market value are: 1. Norwood Financial CORP (NWFL) — $11.6M (16.7%) 2. Vanguard Growth ETF (VUG) — $3.3M (4.8%) 3. Microsoft CORP (MSFT) — $2.4M (3.4%) 4. Ishares S&p Small-cap 600 Gr (IJT) — $2.1M (3.0%) 5. Applied Materials INC (AMAT) — $1.9M (2.8%)

What changes did Norwood Financial Corp make in its most recent portfolio filing?

No notable portfolio changes were recorded for Norwood Financial Corp in the most recent quarter. Holdings appear to have remained relatively stable.

What sectors does Norwood Financial Corp focus on?

Norwood Financial Corp is concentrated in the following sectors based on its current disclosed equity portfolio: • Information Technology: 26.5% • Industrials: 20.1% • Health Care: 15.9% • Consumer Staples: 8.9% • Consumer Discretionary: 8.0% • Financials: 5.5%