Citizens & Northern CORP

Diversified strategyMomentum followerQuality / disciplined sizing

Total reported value

$401.0M

Reporting period: 2026-03-31 · Number of holdings: 119

CITIZENS & NORTHERN CORP disclosed 119 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $401.0M and a quarterly turnover rate of 13.6%.

Personality snowflake

Concentration: 14.96
Portfolio Stability: 13.58
Momentum/Contrarian: 100
Sector conviction: 67.21
Diversification: 100
Sizing Uniformity: 81.35

Recent moves

Add IGE
-4.6%　$4.8M
Trim MSFT
+4.8%　-$2.7M
Trim VONG
+4.6%　-$2.6M
Trim ABT
-83.6%　-$2.2M
Trim NSC
-81.4%　-$1.6M
Add XOM
-0.9%　$1.3M

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	VONG	Vanguard Russell 1000 Growth	ETF-Other	10.52%	-0.57%	+4.60%
2	FREL	Fidelity Msci Rl Est Indx	ETF-Other	7.52%	+0.28%	+3.02%
3	IGE	Ishares North American Natur	ETF-Other	7.37%	+1.24%	-4.62%
4	IEMG	Ishares Core Msci Emerging	ETF-Emerging Markets	5.79%	+0.27%	+0.33%
5	IJH	Ishares Core S&p Midcap ETF	ETF-Other	4.18%	-0.05%	-3.98%
6	NVDA	Nvidia CORP	Stock-Tech	3.60%	-0.18%	+1.23%
7	SPMD	Ss Spdr P S&p 400 Midcap ETF	ETF-Other	3.52%	+0.14%	+1.20%
8	AAPL	Apple INC	Stock-Tech	3.39%	-0.20%	+0.71%
9	EMB	Ishares Jp Morgan Usd Emergi	ETF-Other	3.18%	—	+2.80%
10	GOOG	Alphabet Inc-cl C	Stock-Comm Services	2.87%	-0.28%	-0.75%
11	MSFT	Microsoft CORP	Stock-Tech	2.74%	-0.65%	+4.77%
12	DFAC	Dimensional US Core Equity 2	ETF-Other	2.31%	—	—
13	AMZN	Amazon.com INC	Stock-Consumer Disc	2.03%	-0.13%	+3.68%
14	CZNC	Citizens & Northern CORP	Stock-Other	2.00%	+0.19%	-0.43%
15	CZFS	Citizens Financial Services	Stock-Other	1.79%	+0.14%	—
16	JPM	Jpmorgan Chase & Co	Stock-Financials	1.48%	-0.12%	+0.53%
17	META	Meta Platforms Inc-class A	Stock-Comm Services	1.42%	—	+13.68%
18	AVDE	Avantis International Equity	ETF-Other	1.16%	—	—
19	XOM	Exxon Mobil CORP	Stock-Energy	1.10%	+0.31%	-0.89%
20	COST	Costco Wholesale CORP	Stock-Consumer Staples	1.07%	+0.14%	-1.62%
21	MA	Mastercard INC - A	Stock-Financials	1.02%	-0.09%	+3.96%
22	MBB	Ishares Mbs ETF	ETF-Other	0.87%	—	+3.69%
23	CAT	Caterpillar INC	Stock-Industrials	0.79%	+0.19%	+6.48%
24	ADI	Analog Devices INC	Stock-Tech	0.78%	+0.16%	+5.70%
25	AMD	Advanced Micro Devices	Stock-Tech	0.78%	-0.06%	-3.55%
26	TJX	Tjx Companies INC	Stock-Consumer Disc	0.68%	—	+0.63%
27	PG	Procter & Gamble Co/the	Stock-Consumer Staples	0.67%	—	+0.76%
28	GLW	Corning INC	Stock-Tech	0.67%	+0.20%	-9.55%
29	RTX	Rtx CORP	Stock-Industrials	0.66%	—	+0.02%
30	CSCO	Cisco Systems INC	Stock-Tech	0.63%	—	-0.20%
31	COR	Cencora INC	Stock-Healthcare	0.55%	—	+0.09%
32	GSK	Gsk Plc-spon Adr	Stock-Healthcare	0.55%	—	+1.11%
33	AVGO	Broadcom INC	Stock-Tech	0.53%	—	+2.49%
34	ETN	Eaton Corporation plc	Stock-Industrials	0.53%	+0.17%	+31.73%
35	ORCL	Oracle CORP	Stock-Tech	0.53%	-0.17%	-0.92%
36	SCHW	Schwab (charles) CORP	Stock-Financials	0.50%	—	+0.48%
37	JNJ	Johnson & Johnson	Stock-Healthcare	0.49%	—	-1.74%
38	CVS	Cvs Health CORP	Stock-Healthcare	0.49%	—	+1.71%
39	MDT	Medtronic plc	Stock-Healthcare	0.49%	+0.49%	NEW
40	HD	Home Depot INC	Stock-Consumer Disc	0.47%	—	+3.18%
41	C	Citigroup INC	Stock-Financials	0.47%	—	+19.35%
42	SPY	Ss Spdr S&p 500 ETF Trust-us	ETF-Large Cap & Growth	0.47%	—	—
43	BA	Boeing Co/the	Stock-Industrials	0.46%	—	+3.03%
44	GD	General Dynamics CORP	Stock-Industrials	0.45%	—	-2.51%
45	SLB	Slb LTD	Stock-Energy	0.45%	+0.12%	+0.49%
46	EMR	Emerson Electric Co	Stock-Industrials	0.45%	+0.12%	+37.28%
47	KO	Coca-cola Co/the	Stock-Consumer Staples	0.44%	—	-0.20%
48	BX	Blackstone INC	Stock-Financials	0.44%	-0.14%	+0.63%
49	CRM	Salesforce INC	Stock-Tech	0.42%	-0.14%	+5.67%
50	NEE	Nextera Energy INC	Stock-Utilities	0.40%	—	-0.63%

1–50 of 119

Portfolio Performance

Performance for Q3 2026

+1.3%

Performance Last 4 Quarters

+19.5%

Based on 72% of reported portfolio value with available pricing

Stdev: +12.1%
Beta: +0.9
Alpha: -1.5%
Max Drawdown: -8.6%
Annualized Perf: +15.5%
Batting Avg vs S&P: +38.9%
Sortino: +2.53
Stutzer: +0.37
Treynor: +0.17
Sterling: +0.94
Calmar: +1.8
Information Ratio: -1.08
Tracking Error: +3%
Stdev Down: +6%
Winning Months %: +63.9%
Losing Months %: +36.1%
Best 12 Months: +33.8%
Worst 12 Months: +5.2%
Efficiency Ratio: +0.49
Sharpe: +1.25
Stdev Sectors: +11.2%
Skewness: +0.13
Kurtosis: -0.46
Upside Potential: +4.3

Reported value over time

Sector allocation

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2026-03-31	119	$401.0M	14	1VONG 2FREL 3IGE Top holdings2026-03-31 1.VONG 2.FREL 3.IGE 4.IEMG 5.IJH 6.NVDA 7.SPMD 8.AAPL 9.EMB 10.GOOG
2025-12-31	124	$403.6M	15	1VONG 2FREL 3IGE Top holdings2025-12-31 1.VONG 2.FREL 3.IGE 4.IEMG 5.IJH 6.NVDA 7.AAPL 8.MSFT 9.SPMD 10.EMB
2025-09-30	121	$403.5M	20	1VONG 2IGE 3IEMG Top holdings2025-09-30 1.VONG 2.IGE 3.IEMG 4.FREL 5.IJH 6.NVDA 7.MSFT 8.AAPL 9.SPMD 10.EMB
2025-06-30	118	$373.7M	0	1VONG 2FREL 3IGE Top holdings2025-06-30 1.VONG 2.FREL 3.IGE 4.IEMG 5.IJH 6.MSFT 7.NVDA 8.SPMD 9.EMB 10.AAPL
2025-03-31	118	$354.7M	100	1VONG 2IGE 3FREL Top holdings2025-03-31 1.VONG 2.IGE 3.FREL 4.IEMG 5.IJH 6.SPMD 7.AAPL 8.MSFT 9.EMB 10.NVDA
2024-12-31	126	$365.1M	0	1VONG 2FREL 3IGE Top holdings2024-12-31 1.VONG 2.FREL 3.IGE 4.IEMG 5.IJH 6.SPMD 7.AAPL 8.MSFT 9.NVDA 10.EMB
2024-09-30	126	$333.1M	0	1VONG 2FREL 3GUNR Top holdings2024-09-30 1.VONG 2.FREL 3.GUNR 4.IJH 5.SPMD 6.MSFT 7.AAPL 8.NVDA 9.EMB 10.GOOG
2024-06-30	118	$319.7M	0	1VONG 2GUNR 3FREL Top holdings2024-06-30 1.VONG 2.GUNR 3.FREL 4.SPMD 5.MSFT 6.IJH 7.AAPL 8.NVDA 9.EMB 10.GOOG
2024-03-31	109	$295.7M	0	1VONG 2GUNR 3FREL Top holdings2024-03-31 1.VONG 2.GUNR 3.FREL 4.SPMD 5.MSFT 6.IJH 7.AAPL 8.EMB 9.NVDA 10.GOOG
2023-12-31	111	$280.1M	0	1VONG 2GUNR 3FREL Top holdings2023-12-31 1.VONG 2.GUNR 3.FREL 4.MSFT 5.AAPL 6.EMB 7.IJH 8.SPMD 9.GOOG 10.CZNC
2023-09-30	97	$249.0M	0	1VONG 2GUNR 3FREL Top holdings2023-09-30 1.VONG 2.GUNR 3.FREL 4.MSFT 5.AAPL 6.EMB 7.IJH 8.SPMD 9.GOOG 10.CZNC
2023-06-30	97	$264.6M	0	1VONG 2GUNR 3FREL Top holdings2023-06-30 1.VONG 2.GUNR 3.FREL 4.AAPL 5.MSFT 6.EMB 7.IJH 8.SPMD 9.GOOG 10.CZFS
2023-03-31	99	$256.3M	0	1VONG 2GUNR 3FREL Top holdings2023-03-31 1.VONG 2.GUNR 3.FREL 4.AAPL 5.MSFT 6.SPMD 7.IJH 8.EMB 9.CZFS 10.CZNC
2022-12-31	99	$242.1M	0	1VONG 2GUNR 3FREL Top holdings2022-12-31 1.VONG 2.GUNR 3.FREL 4.SPMD 5.EMB 6.IJH 7.AAPL 8.MSFT 9.CZNC 10.CZFS
2022-09-30	96	$213.4M	0	1VONG 2GUNR 3FREL Top holdings2022-09-30 1.VONG 2.GUNR 3.FREL 4.IJH 5.AAPL 6.EMB 7.CZNC 8.MSFT 9.CZFS 10.GOOG
2022-06-30	101	$229.5M	0	1VONG 2GUNR 3FREL Top holdings2022-06-30 1.VONG 2.GUNR 3.FREL 4.EMB 5.IJH 6.AAPL 7.MSFT 8.CZNC 9.GOOG 10.CZFS
2022-03-31	100	$270.6M	0	1VONG 2GUNR 3FREL Top holdings2022-03-31 1.VONG 2.GUNR 3.FREL 4.EMB 5.AAPL 6.IJH 7.MSFT 8.CZNC 9.GOOG 10.AMZN
2021-12-31	104	$279.0M	0	1VONG 2FREL 3GUNR Top holdings2021-12-31 1.VONG 2.FREL 3.GUNR 4.EMB 5.AAPL 6.MSFT 7.IJH 8.GOOG 9.CZNC 10.AMZN
2021-09-30	103	$260.6M	0	1VONG 2FREL 3GUNR Top holdings2021-09-30 1.VONG 2.FREL 3.GUNR 4.EMB 5.IJH 6.MSFT 7.AAPL 8.GOOG 9.CZNC 10.AMZN
2021-06-30	103	$266.6M	97	1VONG 2EMB 3FREL Top holdings2021-06-30 1.VONG 2.EMB 3.FREL 4.GUNR 5.IJH 6.MSFT 7.AAPL 8.GOOG 9.AMZN 10.CZNC
2021-03-31	98	$252.7M	19	1VONG 2FREL 3GUNR Top holdings2021-03-31 1.VONG 2.FREL 3.GUNR 4.EMB 5.IJH 6.MSFT 7.AAPL 8.GOOG 9.CZNC 10.AMZN
2020-12-31	100	$227.2M	20	1VONG 2GUNR 3FREL Top holdings2020-12-31 1.VONG 2.GUNR 3.FREL 4.IJH 5.AAPL 6.MSFT 7.AMZN 8.CZNC 9.GOOG 10.JPM
2020-09-30	97	$187.8M	27	1VONG 2FREL 3GUNR Top holdings2020-09-30 1.VONG 2.FREL 3.GUNR 4.AAPL 5.MSFT 6.IJH 7.AMZN 8.GOOG 9.CZNC 10.ABT
2020-06-30	100	$204.8M	39	1VONG 2GUNR 3FREL Top holdings2020-06-30 1.VONG 2.GUNR 3.FREL 4.MSFT 5.IJH 6.AAPL 7.EFA 8.CZNC 9.AMZN 10.IWD
2020-03-31	95	$159.0M	34	1VONG 2GUNR 3SCHH Top holdings2020-03-31 1.VONG 2.GUNR 3.SCHH 4.MSFT 5.IJH 6.AAPL 7.CZNC 8.GOOG 9.AMZN 10.JPM
2019-12-31	106	$199.8M	15	1VONG 2GUNR 3SCHH Top holdings2019-12-31 1.VONG 2.GUNR 3.SCHH 4.IJH 5.EMB 6.CZNC 7.MSFT 8.AAPL 9.JPM 10.GOOG
2019-09-30	104	$183.3M	11	1VONG 2SCHH 3GUNR Top holdings2019-09-30 1.VONG 2.SCHH 3.GUNR 4.IJH 5.CZNC 6.MSFT 7.GOOG 8.AAPL 9.JPM 10.AMZN
2019-06-30	99	$179.9M	14	1VONG 2SCHH 3GUNR Top holdings2019-06-30 1.VONG 2.SCHH 3.GUNR 4.IJH 5.CZNC 6.MSFT 7.GOOG 8.JPM 9.AAPL 10.AMZN
2019-03-31	96	$179.3M	38	1VONG 2SCHH 3GUNR Top holdings2019-03-31 1.VONG 2.SCHH 3.GUNR 4.IJH 5.CZNC 6.GOOG 7.MSFT 8.AAPL 9.JPM 10.XOM
2018-12-31	108	$143.4M	41	1SCHH 2GUNR 3IJH Top holdings2018-12-31 1.SCHH 2.GUNR 3.IJH 4.CZNC 5.GOOG 6.JPM 7.MSFT 8.AAPL 9.NKE 10.XXI
2018-09-30	99	$147.1M	11	1IJH 2CZNC 3GOOG Top holdings2018-09-30 1.IJH 2.CZNC 3.GOOG 4.AAPL 5.JPM 6.MSFT 7.NKE 8.WFC 9.XXI 10.XOM
2018-06-30	96	$140.7M	12	1IJH 2CZNC 3GOOG Top holdings2018-06-30 1.IJH 2.CZNC 3.GOOG 4.AAPL 5.JPM 6.NKE 7.MSFT 8.WFC 9.XXI 10.XOM
2018-03-31	94	$134.5M	19	1IJH 2CZNC 3GOOG Top holdings2018-03-31 1.IJH 2.CZNC 3.GOOG 4.JPM 5.AAPL 6.WFC 7.NKE 8.XOM 9.SCHW 10.INTC
2017-12-31	93	$140.6M	20	1IJH 2CZNC 3GOOG Top holdings2017-12-31 1.IJH 2.CZNC 3.GOOG 4.JPM 5.AAPL 6.WFC 7.XLRE 8.NKE 9.XOM 10.INTC
2017-09-30	97	$131.3M	12	1IJH 2CZNC 3GOOG Top holdings2017-09-30 1.IJH 2.CZNC 3.GOOG 4.JPM 5.AAPL 6.WFC 7.XOM 8.NKE 9.PG 10.ORCL
2017-06-30	95	$127.1M	14	1IJH 2CZNC 3GOOG Top holdings2017-06-30 1.IJH 2.CZNC 3.GOOG 4.JPM 5.AAPL 6.WFC 7.XOM 8.ORCL 9.NKE 10.PG
2017-03-31	91	$124.0M	21	1IJH 2CZNC 3AAPL Top holdings2017-03-31 1.IJH 2.CZNC 3.AAPL 4.JPM 5.GOOG 6.WFC 7.PG 8.XOM 9.AEP 10.ORCL
2016-12-31	100	$132.3M	14	1IJH 2CZNC 3JPM Top holdings2016-12-31 1.IJH 2.CZNC 3.JPM 4.WFC 5.GOOG 6.XOM 7.AAPL 8.PG 9.AEP 10.HD
2016-09-30	101	$127.6M	20	1IJH 2CZNC 3GOOG Top holdings2016-09-30 1.IJH 2.CZNC 3.GOOG 4.JPM 5.PG 6.WFC 7.XOM 8.AAPL 9.AEP 10.HD
2016-06-30	105	$128.1M	13	1IJH 2CZNC 3PG Top holdings2016-06-30 1.IJH 2.CZNC 3.PG 4.GOOG 5.JPM 6.HD 7.WFC 8.AAPL 9.AEP 10.XOM
2016-03-31	107	$126.7M	24	1IJH 2CZNC 3PG Top holdings2016-03-31 1.IJH 2.CZNC 3.PG 4.GOOG 5.JPM 6.AAPL 7.HD 8.WFC 9.AEP 10.XOM
2015-12-31	108	$122.6M	17	1IJH 2CZNC 3IVV Top holdings2015-12-31 1.IJH 2.CZNC 3.IVV 4.PG 5.WFC 6.JPM 7.DHR 8.HD 9.AAPL 10.AEP
2015-09-30	115	$127.9M	27	1IJH 2CZNC 3IVV Top holdings2015-09-30 1.IJH 2.CZNC 3.IVV 4.PG 5.WFC 6.JPM 7.38259P 8.AAPL 9.EEM 10.DHR
2015-06-30	111	$129.1M	11	1IJH 2CZNC 3AAPL Top holdings2015-06-30 1.IJH 2.CZNC 3.AAPL 4.WFC 5.JPM 6.XOM 7.DHR 8.PG 9.38259P 10.HD
2015-03-31	109	$132.0M	14	1IJH 2CZNC 3WFC Top holdings2015-03-31 1.IJH 2.CZNC 3.WFC 4.AAPL 5.JPM 6.XOM 7.DHR 8.PG 9.38259P 10.BCRUSD
2014-12-31	111	$132.4M	58	1IJH 2CZNC 3WFC Top holdings2014-12-31 1.IJH 2.CZNC 3.WFC 4.JPM 5.XOM 6.PG 7.DHR 8.AAPL 9.ORCL 10.BCRUSD
2014-09-30	81	$123.5M	8	1IJH 2CZNC 3XOM Top holdings2014-09-30 1.IJH 2.CZNC 3.XOM 4.JNJ 5.WFC 6.SCHW 7.MSFT 8.PG 9.CME 10.BLKCHF
2014-06-30	80	$124.3M	17	1IJH 2CZNC 3XOM Top holdings2014-06-30 1.IJH 2.CZNC 3.XOM 4.WFC 5.JNJ 6.SCHW 7.BEN 8.TROW 9.PG 10.MSFT
2014-03-31	80	$128.1M	11	1IJH 2CZNC 3XOM Top holdings2014-03-31 1.IJH 2.CZNC 3.XOM 4.JNJ 5.WFC 6.MSFT 7.SCHW 8.PG 9.BLKCHF 10.TROW
2013-12-31	77	$131.7M	9	1IJH 2CZNC 3XOM Top holdings2013-12-31 1.IJH 2.CZNC 3.XOM 4.JNJ 5.PG 6.WFC 7.SCHW 8.MSFT 9.SEIC 10.BEN
2013-09-30	74	$123.4M	9	1IJH 2CZNC 3XOM Top holdings2013-09-30 1.IJH 2.CZNC 3.XOM 4.JNJ 5.PG 6.MSFT 7.WFC 8.IBM 9.NKE 10.SCHW
2013-06-30	75	$120.1M	0	1IJH 2CZNC 3XOM Top holdings2013-06-30 1.IJH 2.CZNC 3.XOM 4.PG 5.MSFT 6.JNJ 7.PXGBX 8.SCHW 9.CME 10.ECL

Holding changes this quarter

Citizens & Northern CORP's most significant position changes for 2026-03-31: New buy: Medtronic plc (MDT); Sold out: Chipotle Mexican Grill INC (CMG); New buy: Kla CORP (KLAC); Sold out: Servicenow INC (NOW); New buy: Ovintiv INC (OVV).

Position changes disclosed by Citizens & Northern CORP for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	IGE	Ishares North American Natur	+1.2%	-4.62%	Trim
2	XOM	Exxon Mobil CORP	+0.3%	-0.89%	Trim
3	FREL	Fidelity Msci Rl Est Indx	+0.3%	+3.02%	Add
4	IEMG	Ishares Core Msci Emerging	+0.3%	+0.33%	Add
5	GLW	Corning INC	+0.2%	-9.55%	Trim
6	CAT	Caterpillar INC	+0.2%	+6.48%	Add
7	CZNC	Citizens & Northern CORP	+0.2%	-0.43%	Trim
8	ETN	Eaton Corporation plc	+0.2%	+31.73%	Add
9	ADI	Analog Devices INC	+0.2%	+5.70%	Add
10	FCX	Freeport-mcmoran INC	+0.2%	+43.09%	Add
11	COST	Costco Wholesale CORP	+0.1%	-1.62%	Trim
12	CZFS	Citizens Financial Services	+0.1%	—	Unchanged
13	SPMD	Ss Spdr P S&p 400 Midcap ETF	+0.1%	+1.20%	Add
14	EMR	Emerson Electric Co	+0.1%	+37.28%	Add
15	SLB	Slb LTD	+0.1%	+0.49%	Add
16	CVX	Chevron CORP	+0.1%	-2.11%	Trim
17	ZBH	Zimmer Biomet Holdings INC	+0.1%	+51.34%	Add
18	TPR	Tapestry INC	+0.1%	+16.84%	Add
19	IJH	Ishares Core S&p Midcap ETF	-0.1%	-3.98%	Trim
20	AMD	Advanced Micro Devices	-0.1%	-3.55%	Trim
21	KKR	Kkr & Co INC	-0.1%	+15.51%	Add
22	ADBE	Adobe INC	-0.1%	+5.70%	Add
23	MA	Mastercard INC - A	-0.1%	+3.96%	Add
24	ACN	Accenture plc	-0.1%	+1.59%	Add
25	PYPL	Paypal Holdings INC	-0.1%	+2.07%	Add
26	NFLX	Netflix INC	-0.1%	-29.62%	Trim
27	JPM	Jpmorgan Chase & Co	-0.1%	+0.53%	Add
28	AMZN	Amazon.com INC	-0.1%	+3.68%	Add
29	BX	Blackstone INC	-0.1%	+0.63%	Add
30	CRM	Salesforce INC	-0.1%	+5.67%	Add
31	ORCL	Oracle CORP	-0.2%	-0.92%	Trim
32	NVDA	Nvidia CORP	-0.2%	+1.23%	Add
33	AAPL	Apple INC	-0.2%	+0.71%	Add
34	EOG	Eog Resources INC	-0.2%	-83.45%	Trim
35	GOOG	Alphabet Inc-cl C	-0.3%	-0.75%	Trim
36	NSC	Norfolk Southern CORP	-0.4%	-81.42%	Trim
37	ABT	Abbott Laboratories	-0.6%	-83.58%	Trim
38	VONG	Vanguard Russell 1000 Growth	-0.6%	+4.60%	Add
39	MSFT	Microsoft CORP	-0.7%	+4.77%	Add
40	MDT	Medtronic plc	—	NEW	New buy
41	CMG	Chipotle Mexican Grill INC	—	EXIT	Sold out
42	KLAC	Kla CORP	—	NEW	New buy
43	NOW	Servicenow INC	—	EXIT	Sold out
44	OVV	Ovintiv INC	—	NEW	New buy
45	YUM	Yum! Brands INC	—	NEW	New buy
46	CARR	Carrier Global CORP	—	EXIT	Sold out
47	6D8	Dupont De Nemours INC	—	EXIT	Sold out
48	PCAR	Paccar INC	—	NEW	New buy
49	XLV	Ss Health Care Select Sector	—	EXIT	Sold out
50	IHI	Ishares U.s. Medical Devices	—	EXIT	Sold out

FAQ

What is Citizens & Northern CORP and what type of investor is it?

Citizens & Northern CORP is a investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2026-03-31), the firm manages a tracked equity portfolio valued at approximately $401.0M, spread across 119 disclosed positions.

What are Citizens & Northern CORP's largest equity positions?

Based on the latest 13F filing, Citizens & Northern CORP's top holdings by market value are: 1. Vanguard Russell 1000 Growth (VONG) — $42.2M (10.5%) 2. Fidelity Msci Rl Est Indx (FREL) — $30.1M (7.5%) 3. Ishares North American Natur (IGE) — $29.6M (7.4%) 4. Ishares Core Msci Emerging (IEMG) — $23.2M (5.8%) 5. Ishares Core S&p Midcap ETF (IJH) — $16.8M (4.2%)

What changes did Citizens & Northern CORP make in its most recent portfolio filing?

In the latest reported quarter, Citizens & Northern CORP made 49 notable position adjustments: 5 new positions were initiated, 24 existing holdings were added to, 14 positions were partially reduced, and 6 were completely exited. The largest of these moves: New buy: Medtronic plc (MDT); Sold out: Chipotle Mexican Grill INC (CMG); New buy: Kla CORP (KLAC); Sold out: Servicenow INC (NOW); New buy: Ovintiv INC (OVV)

What sectors does Citizens & Northern CORP focus on?

Citizens & Northern CORP is concentrated in the following sectors based on its current disclosed equity portfolio: • Information Technology: 40.7% • Communication Services: 15.1% • Financials: 12.3% • Consumer Discretionary: 8.6% • Industrials: 6.8% • Consumer Staples: 6.2%