Charter Oak Capital Management, LLC 13F Filings & AI Analysis

Momentum followerSector-focusedLong-term holder

Total reported value

$1.3B

Reporting period: 2026-03-31 · Number of holdings: 211

Charter Oak Capital Management, LLC disclosed 211 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $1.3B and a quarterly turnover rate of 7.2%.

Browse other institutions with $1B to $10B AUM Browse other institutions starting with "C"

Personality snowflake

Concentration: 42.07
Portfolio Stability: 7.18
Momentum/Contrarian: 100
Sector conviction: 83.38
Diversification: 100
Sizing Uniformity: 54.2

Recent moves

Trim IVV
-1.6%　-$20.7M
Add VUSB
+50.9%　$14.6M
Add AGG
+2.6%　$3.6M
Add VXUS
+0.8%　$3.8M
Trim BSV
-9.8%　-$6.3M
Add IGIB
+4.7%　$2.8M

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

Showing top 208 holdings (of 211 total)

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	IVV	Ishares Core S&p 500 ETF	ETF-Large Cap & Growth	24.58%	-1.17%	-1.56%
2	AGG	Ishares Core U.s. Aggregate	ETF-Other	14.60%	+0.51%	+2.55%
3	VXUS	Vanguard Total Intl Stock	ETF-Other	10.03%	+0.45%	+0.79%
4	IGIB	Ishares 5-10y Inv Grade CORP	ETF-Corp Bonds	6.60%	+0.32%	+4.71%
5	VXF	Vanguard Extended Market ETF	ETF-Other	5.62%	-0.09%	-1.71%
6	BSV	Vanguard Short-term Bond ETF	ETF-Other	4.29%	-0.41%	-9.77%
7	VUSB	Vanguard Ultra Short Bond Et	ETF-Other	3.37%	+1.17%	+50.89%
8	VEU	Vanguard Ftse All-world Ex-u	ETF-Other	2.77%	-0.11%	-7.46%
9	IXUS	Ishares Core Intl Stock ETF	ETF-Other	2.63%	-0.05%	-5.77%
10	VOO	Vanguard S&p 500 ETF	ETF-Large Cap & Growth	2.17%	-0.12%	-2.37%
11	AAPL	Apple INC	Stock-Tech	1.51%	-0.12%	-2.03%
12	IGSB	Ishares 1-5y Inv Grade CORP	ETF-Other	0.95%	-0.03%	-4.39%
13	VSGX	Vanguard Esg Intl Stock ETF	ETF-Other	0.87%	—	-0.03%
14	ACWI	Ishares Msci Acwi ETF	ETF-Other	0.86%	-0.01%	-1.19%
15	SUSA	Ishares Esg Optimized Msci U	ETF-Other	0.78%	—	+6.08%
16	IUSV	Ishares Core S&p U.s. Value	ETF-Other	0.74%	+0.04%	+4.06%
17	ACWX	Ishares Msci Acwi Ex US ETF	ETF-Other	0.69%	—	-3.37%
18	IVW	Ishares S&p 500 Growth ETF	ETF-Large Cap & Growth	0.58%	-0.05%	-1.51%
19	BND	Vanguard Total Bond Market	ETF-Other	0.56%	-0.05%	-10.32%
20	NUBD	Nuveen Esg US Aggregate Bond	ETF-Other	0.47%	—	+0.51%
21	ESGV	Vanguard Esg US Stock ETF	ETF-Other	0.46%	-0.03%	-0.75%
22	VYM	Vanguard High Dvd Yield ETF	ETF-Other	0.43%	+0.17%	+54.26%
23	IVE	Ishares S&p 500 Value ETF	ETF-Large Cap & Growth	0.39%	-0.03%	-6.96%
24	VTV	Vanguard Value ETF	ETF-Other	0.39%	+0.03%	+3.08%
25	ADI	Analog Devices INC	Stock-Tech	0.38%	+0.06%	-0.03%
26	SPY	Ss Spdr S&p 500 ETF Trust-us	ETF-Large Cap & Growth	0.35%	—	+4.66%
27	VUG	Vanguard Growth ETF	ETF-Other	0.33%	-0.01%	+5.75%
28	IXN	Ishares Global Tech ETF	ETF-Tech	0.32%	—	+1.39%
29	VTI	Vanguard Total Stock Mkt ETF	ETF-Other	0.31%	—	+1.83%
30	MSFT	Microsoft CORP	Stock-Tech	0.30%	-0.07%	+2.38%
31	VIG	Vanguard Dividend Apprec ETF	ETF-Other	0.30%	—	+0.79%
32	VEA	Vanguard Ftse Developed ETF	ETF-Other	0.27%	—	-8.23%
33	SUSB	Ishares Esg Aware 1-5 Year U	ETF-Other	0.27%	—	-4.35%
34	EAGG	Ishares Esg Aware US Aggrega	ETF-Other	0.26%	-0.01%	-6.36%
35	JNJ	Johnson & Johnson	Stock-Healthcare	0.24%	+0.02%	-7.03%
36	JPM	Jpmorgan Chase & Co	Stock-Financials	0.21%	-0.04%	-6.95%
37	VGK	Vanguard Ftse Europe ETF	ETF-Other	0.21%	—	-4.64%
38	IHI	Ishares U.s. Medical Devices	ETF-Other	0.20%	-0.03%	-1.18%
39	MS	Morgan Stanley	Stock-Financials	0.20%	-0.01%	-2.25%
40	ESML	Ishares Esg Aware Msci USA S	ETF-Other	0.19%	—	-7.38%
41	AMZN	Amazon.com INC	Stock-Consumer Disc	0.18%	+0.04%	+40.47%
42	IEFA	Ishares Core Msci Eafe ETF	ETF-Other	0.18%	+0.03%	+15.89%
43	ESGD	Ishares Trust Ishares Esg Aw	ETF-Other	0.18%	—	-4.40%
44	SPXL	Direxion Daily S&p 500 Bull	ETF-Large Cap & Growth	0.18%	-0.03%	+0.25%
45	EUSB	Ishr Esg Advn Universal Bd-$	ETF-Other	0.16%	+0.04%	+37.26%
46	PNC	Pnc Financial Services Group	Stock-Financials	0.16%	—	-4.67%
47	SLQD	Ishares 0-5 Yr Inv Grd CORP	ETF-Other	0.16%	-0.06%	-31.15%
48	RTX	Rtx CORP	Stock-Industrials	0.15%	—	+1.73%
49	BRK-B	Berkshire Hathaway Inc-cl B	Stock-Other	0.15%	—	-0.10%
50	DSI	Ishares Esg Msci Kld 400 ETF	ETF-Other	0.15%	—	-0.58%

1–50 of 208

Portfolio Performance

Performance for Q3 2026

+2%

Performance Last 4 Quarters

+15.7%

Based on 71% of reported portfolio value with available pricing

Stdev: +9.1%
Beta: +0.62
Alpha: +0.2%
Max Drawdown: -6%
Annualized Perf: +11.8%
Batting Avg vs S&P: +38.9%
Sortino: +2.38
Stutzer: +0.37
Treynor: +0.19
Sterling: +0.83
Calmar: +1.98
Information Ratio: -1.05
Tracking Error: +6.5%
Stdev Down: +4.9%
Winning Months %: +72.2%
Losing Months %: +27.8%
Best 12 Months: +22.6%
Worst 12 Months: +5.9%
Efficiency Ratio: +0.47
Sharpe: +1.28
Stdev Sectors: +13.8%
Skewness: -0.1
Kurtosis: -0.28
Upside Potential: +4.06

Reported value over time

Sector allocation

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2026-03-31	211	$1.3B	7	1IVV 2AGG 3VXUS Top holdings2026-03-31 1.IVV 2.AGG 3.VXUS 4.IGIB 5.VXF 6.BSV 7.VUSB 8.VEU 9.IXUS 10.VOO
2025-12-31	211	$1.3B	7	1IVV 2AGG 3VXUS Top holdings2025-12-31 1.IVV 2.AGG 3.VXUS 4.IGIB 5.VXF 6.BSV 7.VEU 8.IXUS 9.VOO 10.VUSB
2025-09-30	205	$1.3B	16	1IVV 2AGG 3VXUS Top holdings2025-09-30 1.IVV 2.AGG 3.VXUS 4.IGIB 5.VXF 6.BSV 7.VEU 8.IXUS 9.VOO 10.AAPL
2025-06-30	197	$1.2B	0	1IVV 2AGG 3VXUS Top holdings2025-06-30 1.IVV 2.AGG 3.VXUS 4.VXF 5.BSV 6.IGIB 7.VEU 8.IXUS 9.VOO 10.AAPL
2025-03-31	200	$1.1B	100	1IVV 2AGG 3VXUS Top holdings2025-03-31 1.IVV 2.AGG 3.VXUS 4.BSV 5.VXF 6.IGIB 7.VEU 8.IXUS 9.VOO 10.AAPL
2024-12-31	180	$1.1B	0	1IVV 2AGG 3VXUS Top holdings2024-12-31 1.IVV 2.AGG 3.VXUS 4.VXF 5.BSV 6.IGIB 7.VEU 8.IXUS 9.VOO 10.AAPL
2024-09-30	186	$1.1B	0	1IVV 2AGG 3VXUS Top holdings2024-09-30 1.IVV 2.AGG 3.VXUS 4.VXF 5.BSV 6.IGIB 7.VEU 8.IXUS 9.VOO 10.AAPL
2024-06-30	182	$958.3M	0	1IVV 2AGG 3VXF Top holdings2024-06-30 1.IVV 2.AGG 3.VXF 4.VXUS 5.BSV 6.VEU 7.IXUS 8.IGIB 9.VOO 10.AAPL
2024-03-31	190	$933.1M	0	1IVV 2AGG 3VXF Top holdings2024-03-31 1.IVV 2.AGG 3.VXF 4.VXUS 5.VEU 6.BSV 7.IXUS 8.VOO 9.BND 10.AAPL
2023-12-31	175	$841.8M	0	1IVV 2AGG 3VXF Top holdings2023-12-31 1.IVV 2.AGG 3.VXF 4.VXUS 5.VEU 6.IXUS 7.BSV 8.VOO 9.BND 10.IGSB
2023-09-30	176	$755.1M	0	1IVV 2AGG 3VXF Top holdings2023-09-30 1.IVV 2.AGG 3.VXF 4.VXUS 5.VEU 6.BSV 7.IXUS 8.VOO 9.BND 10.IGSB
2023-06-30	173	$767.8M	0	1IVV 2AGG 3VEU Top holdings2023-06-30 1.IVV 2.AGG 3.VEU 4.VXF 5.IXUS 6.BSV 7.VXUS 8.VOO 9.IGSB 10.BND
2023-03-31	174	$720.8M	0	1IVV 2AGG 3VEU Top holdings2023-03-31 1.IVV 2.AGG 3.VEU 4.IXUS 5.VXF 6.BSV 7.VOO 8.VXUS 9.IGSB 10.BND
2022-12-31	160	$667.7M	0	1IVV 2AGG 3VEU Top holdings2022-12-31 1.IVV 2.AGG 3.VEU 4.IXUS 5.VXF 6.BSV 7.VOO 8.IGSB 9.BND 10.VXUS
2022-09-30	157	$625.0M	0	1IVV 2AGG 3VEU Top holdings2022-09-30 1.IVV 2.AGG 3.VEU 4.IXUS 5.VXF 6.BSV 7.IGSB 8.VOO 9.BND 10.IAGG
2022-06-30	991	$733.6M	0	1IVV 2VEU 3AGG Top holdings2022-06-30 1.IVV 2.VEU 3.AGG 4.VXF 5.IXUS 6.BSV 7.BND 8.IGSB 9.IAGG 10.VOO
2022-03-31	1034	$817.8M	0	1IVV 2VEU 3AGG Top holdings2022-03-31 1.IVV 2.VEU 3.AGG 4.BSV 5.VXF 6.IXUS 7.IGSB 8.BND 9.BNDW 10.IAGG
2021-12-31	917	$860.1M	0	1IVV 2AGG 3VEU Top holdings2021-12-31 1.IVV 2.AGG 3.VEU 4.BSV 5.VXF 6.IXUS 7.IGSB 8.BNDW 9.IAGG 10.BND
2021-09-30	893	$798.5M	0	1IVV 2AGG 3VEU Top holdings2021-09-30 1.IVV 2.AGG 3.VEU 4.BSV 5.VXF 6.IXUS 7.BNDW 8.IGSB 9.BND 10.IAGG
2021-06-30	880	$779.1M	95	1IVV 2AGG 3VEU Top holdings2021-06-30 1.IVV 2.AGG 3.VEU 4.BSV 5.VXF 6.IXUS 7.BNDW 8.BND 9.IAGG 10.IGSB
2021-03-31	855	$711.7M	10	1IVV 2AGG 3VEU Top holdings2021-03-31 1.IVV 2.AGG 3.VEU 4.BSV 5.IXUS 6.VXF 7.BNDW 8.BND 9.IAGG 10.IGSB
2020-12-31	774	$659.0M	0	1IVV 2AGG 3VEU Top holdings2020-12-31 1.IVV 2.AGG 3.VEU 4.IXUS 5.VXF 6.BSV 7.BNDW 8.BND 9.IAGG 10.IGSB

Holding changes this quarter

Charter Oak Capital Management, LLC's most significant position changes for 2026-03-31: Sold out: Vanguard Industrials ETF (VIS); Sold out: Vanguard Int-term Corporate (VCIT); Sold out: Pfizer INC (PFE); Sold out: American Express Co (AXP); Sold out: Automatic Data Processing (ADP).

Position changes disclosed by Charter Oak Capital Management, LLC for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	VUSB	Vanguard Ultra Short Bond Et	+1.2%	+50.89%	Add
2	AGG	Ishares Core U.s. Aggregate	+0.5%	+2.55%	Add
3	VXUS	Vanguard Total Intl Stock	+0.5%	+0.79%	Add
4	IGIB	Ishares 5-10y Inv Grade CORP	+0.3%	+4.71%	Add
5	VYM	Vanguard High Dvd Yield ETF	+0.2%	+54.26%	Add
6	ADI	Analog Devices INC	+0.1%	-0.03%	Trim
7	EUSB	Ishr Esg Advn Universal Bd-$	0%	+37.26%	Add
8	AMZN	Amazon.com INC	0%	+40.47%	Add
9	IEMG	Ishares Core Msci Emerging	0%	+40.99%	Add
10	IUSV	Ishares Core S&p U.s. Value	0%	+4.06%	Add
11	IEFA	Ishares Core Msci Eafe ETF	0%	+15.89%	Add
12	XOM	Exxon Mobil CORP	0%	-14.68%	Trim
13	VTV	Vanguard Value ETF	0%	+3.08%	Add
14	JNJ	Johnson & Johnson	0%	-7.03%	Trim
15	ACWI	Ishares Msci Acwi ETF	0%	-1.19%	Trim
16	MS	Morgan Stanley	0%	-2.25%	Trim
17	ISTB	Ishares Core 1-5 Year Usd Bo	0%	-16.43%	Trim
18	EAGG	Ishares Esg Aware US Aggrega	0%	-6.36%	Trim
19	VUG	Vanguard Growth ETF	0%	+5.75%	Add
20	IDXX	Idexx Laboratories INC	0%	-1.35%	Trim
21	VGT	Vanguard Info Tech ETF	0%	-21.41%	Trim
22	TSLA	Tesla INC	0%	-7.25%	Trim
23	IGSB	Ishares 1-5y Inv Grade CORP	0%	-4.39%	Trim
24	ESGV	Vanguard Esg US Stock ETF	0%	-0.75%	Trim
25	IHI	Ishares U.s. Medical Devices	0%	-1.18%	Trim
26	SPXL	Direxion Daily S&p 500 Bull	0%	+0.25%	Add
27	IVE	Ishares S&p 500 Value ETF	0%	-6.96%	Trim
28	IBM	Intl Business Machines CORP	0%	-30.25%	Trim
29	TMO	Thermo Fisher Scientific INC	0%	-16.67%	Trim
30	CRM	Salesforce INC	0%	-1.34%	Trim
31	JPM	Jpmorgan Chase & Co	0%	-6.95%	Trim
32	IXUS	Ishares Core Intl Stock ETF	-0.1%	-5.77%	Trim
33	BND	Vanguard Total Bond Market	-0.1%	-10.32%	Trim
34	IVW	Ishares S&p 500 Growth ETF	-0.1%	-1.51%	Trim
35	SLQD	Ishares 0-5 Yr Inv Grd CORP	-0.1%	-31.15%	Trim
36	SHY	Ishares 1-3 Year Treasury Bo	-0.1%	-51.84%	Trim
37	MSFT	Microsoft CORP	-0.1%	+2.38%	Add
38	VXF	Vanguard Extended Market ETF	-0.1%	-1.71%	Trim
39	VEU	Vanguard Ftse All-world Ex-u	-0.1%	-7.46%	Trim
40	VOO	Vanguard S&p 500 ETF	-0.1%	-2.37%	Trim
41	AAPL	Apple INC	-0.1%	-2.03%	Trim
42	BSV	Vanguard Short-term Bond ETF	-0.4%	-9.77%	Trim
43	IVV	Ishares Core S&p 500 ETF	-1.2%	-1.56%	Trim
44	VIS	Vanguard Industrials ETF	—	EXIT	Sold out
45	VCIT	Vanguard Int-term Corporate	—	EXIT	Sold out
46	PFE	Pfizer INC	—	EXIT	Sold out
47	AXP	American Express Co	—	EXIT	Sold out
48	ADP	Automatic Data Processing	—	EXIT	Sold out
49	MMM	3m Co	—	EXIT	Sold out
50	MPC	Marathon Petroleum CORP	—	NEW	New buy

FAQ

What is Charter Oak Capital Management, LLC and what type of investor is it?

Charter Oak Capital Management, LLC is a investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2026-03-31), the firm manages a tracked equity portfolio valued at approximately $1.3B, spread across 211 disclosed positions.

What are Charter Oak Capital Management, LLC's largest equity positions?

Based on the latest 13F filing, Charter Oak Capital Management, LLC's top holdings by market value are: 1. Ishares Core S&p 500 ETF (IVV) — $317.0M (24.6%) 2. Ishares Core U.s. Aggregate (AGG) — $188.3M (14.6%) 3. Vanguard Total Intl Stock (VXUS) — $129.3M (10.0%) 4. Ishares 5-10y Inv Grade CORP (IGIB) — $85.1M (6.6%) 5. Vanguard Extended Market ETF (VXF) — $72.4M (5.6%)

What changes did Charter Oak Capital Management, LLC make in its most recent portfolio filing?

In the latest reported quarter, Charter Oak Capital Management, LLC made 50 notable position adjustments: 1 new positions were initiated, 14 existing holdings were added to, 29 positions were partially reduced, and 6 were completely exited. The largest of these moves: Sold out: Vanguard Industrials ETF (VIS); Sold out: Vanguard Int-term Corporate (VCIT); Sold out: Pfizer INC (PFE); Sold out: American Express Co (AXP); Sold out: Automatic Data Processing (ADP)

What sectors does Charter Oak Capital Management, LLC focus on?

Charter Oak Capital Management, LLC is concentrated in the following sectors based on its current disclosed equity portfolio: • Information Technology: 48.4% • Health Care: 12.2% • Financials: 11.2% • Consumer Discretionary: 6.5% • Industrials: 6.5% • Consumer Staples: 5.9%

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Charter Oak Capital Management, LLC 13F Filings & AI Analysis

Momentum followerSector-focusedLong-term holder

Total reported value

$1.3B

Reporting period: 2026-03-31 · Number of holdings: 211

Charter Oak Capital Management, LLC disclosed 211 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $1.3B and a quarterly turnover rate of 7.2%.

Browse other institutions with $1B to $10B AUM Browse other institutions starting with "C"

Personality snowflake

Concentration: 42.07
Portfolio Stability: 7.18
Momentum/Contrarian: 100
Sector conviction: 83.38
Diversification: 100
Sizing Uniformity: 54.2

Recent moves

Trim IVV
-1.6%　-$20.7M
Add VUSB
+50.9%　$14.6M
Add AGG
+2.6%　$3.6M
Add VXUS
+0.8%　$3.8M
Trim BSV
-9.8%　-$6.3M
Add IGIB
+4.7%　$2.8M

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

Showing top 208 holdings (of 211 total)

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	IVV	Ishares Core S&p 500 ETF	ETF-Large Cap & Growth	24.58%	-1.17%	-1.56%
2	AGG	Ishares Core U.s. Aggregate	ETF-Other	14.60%	+0.51%	+2.55%
3	VXUS	Vanguard Total Intl Stock	ETF-Other	10.03%	+0.45%	+0.79%
4	IGIB	Ishares 5-10y Inv Grade CORP	ETF-Corp Bonds	6.60%	+0.32%	+4.71%
5	VXF	Vanguard Extended Market ETF	ETF-Other	5.62%	-0.09%	-1.71%
6	BSV	Vanguard Short-term Bond ETF	ETF-Other	4.29%	-0.41%	-9.77%
7	VUSB	Vanguard Ultra Short Bond Et	ETF-Other	3.37%	+1.17%	+50.89%
8	VEU	Vanguard Ftse All-world Ex-u	ETF-Other	2.77%	-0.11%	-7.46%
9	IXUS	Ishares Core Intl Stock ETF	ETF-Other	2.63%	-0.05%	-5.77%
10	VOO	Vanguard S&p 500 ETF	ETF-Large Cap & Growth	2.17%	-0.12%	-2.37%
11	AAPL	Apple INC	Stock-Tech	1.51%	-0.12%	-2.03%
12	IGSB	Ishares 1-5y Inv Grade CORP	ETF-Other	0.95%	-0.03%	-4.39%
13	VSGX	Vanguard Esg Intl Stock ETF	ETF-Other	0.87%	—	-0.03%
14	ACWI	Ishares Msci Acwi ETF	ETF-Other	0.86%	-0.01%	-1.19%
15	SUSA	Ishares Esg Optimized Msci U	ETF-Other	0.78%	—	+6.08%
16	IUSV	Ishares Core S&p U.s. Value	ETF-Other	0.74%	+0.04%	+4.06%
17	ACWX	Ishares Msci Acwi Ex US ETF	ETF-Other	0.69%	—	-3.37%
18	IVW	Ishares S&p 500 Growth ETF	ETF-Large Cap & Growth	0.58%	-0.05%	-1.51%
19	BND	Vanguard Total Bond Market	ETF-Other	0.56%	-0.05%	-10.32%
20	NUBD	Nuveen Esg US Aggregate Bond	ETF-Other	0.47%	—	+0.51%
21	ESGV	Vanguard Esg US Stock ETF	ETF-Other	0.46%	-0.03%	-0.75%
22	VYM	Vanguard High Dvd Yield ETF	ETF-Other	0.43%	+0.17%	+54.26%
23	IVE	Ishares S&p 500 Value ETF	ETF-Large Cap & Growth	0.39%	-0.03%	-6.96%
24	VTV	Vanguard Value ETF	ETF-Other	0.39%	+0.03%	+3.08%
25	ADI	Analog Devices INC	Stock-Tech	0.38%	+0.06%	-0.03%
26	SPY	Ss Spdr S&p 500 ETF Trust-us	ETF-Large Cap & Growth	0.35%	—	+4.66%
27	VUG	Vanguard Growth ETF	ETF-Other	0.33%	-0.01%	+5.75%
28	IXN	Ishares Global Tech ETF	ETF-Tech	0.32%	—	+1.39%
29	VTI	Vanguard Total Stock Mkt ETF	ETF-Other	0.31%	—	+1.83%
30	MSFT	Microsoft CORP	Stock-Tech	0.30%	-0.07%	+2.38%
31	VIG	Vanguard Dividend Apprec ETF	ETF-Other	0.30%	—	+0.79%
32	VEA	Vanguard Ftse Developed ETF	ETF-Other	0.27%	—	-8.23%
33	SUSB	Ishares Esg Aware 1-5 Year U	ETF-Other	0.27%	—	-4.35%
34	EAGG	Ishares Esg Aware US Aggrega	ETF-Other	0.26%	-0.01%	-6.36%
35	JNJ	Johnson & Johnson	Stock-Healthcare	0.24%	+0.02%	-7.03%
36	JPM	Jpmorgan Chase & Co	Stock-Financials	0.21%	-0.04%	-6.95%
37	VGK	Vanguard Ftse Europe ETF	ETF-Other	0.21%	—	-4.64%
38	IHI	Ishares U.s. Medical Devices	ETF-Other	0.20%	-0.03%	-1.18%
39	MS	Morgan Stanley	Stock-Financials	0.20%	-0.01%	-2.25%
40	ESML	Ishares Esg Aware Msci USA S	ETF-Other	0.19%	—	-7.38%
41	AMZN	Amazon.com INC	Stock-Consumer Disc	0.18%	+0.04%	+40.47%
42	IEFA	Ishares Core Msci Eafe ETF	ETF-Other	0.18%	+0.03%	+15.89%
43	ESGD	Ishares Trust Ishares Esg Aw	ETF-Other	0.18%	—	-4.40%
44	SPXL	Direxion Daily S&p 500 Bull	ETF-Large Cap & Growth	0.18%	-0.03%	+0.25%
45	EUSB	Ishr Esg Advn Universal Bd-$	ETF-Other	0.16%	+0.04%	+37.26%
46	PNC	Pnc Financial Services Group	Stock-Financials	0.16%	—	-4.67%
47	SLQD	Ishares 0-5 Yr Inv Grd CORP	ETF-Other	0.16%	-0.06%	-31.15%
48	RTX	Rtx CORP	Stock-Industrials	0.15%	—	+1.73%
49	BRK-B	Berkshire Hathaway Inc-cl B	Stock-Other	0.15%	—	-0.10%
50	DSI	Ishares Esg Msci Kld 400 ETF	ETF-Other	0.15%	—	-0.58%

1–50 of 208

Portfolio Performance

Performance for Q3 2026

+2%

Performance Last 4 Quarters

+15.7%

Based on 71% of reported portfolio value with available pricing

Stdev: +9.1%
Beta: +0.62
Alpha: +0.2%
Max Drawdown: -6%
Annualized Perf: +11.8%
Batting Avg vs S&P: +38.9%
Sortino: +2.38
Stutzer: +0.37
Treynor: +0.19
Sterling: +0.83
Calmar: +1.98
Information Ratio: -1.05
Tracking Error: +6.5%
Stdev Down: +4.9%
Winning Months %: +72.2%
Losing Months %: +27.8%
Best 12 Months: +22.6%
Worst 12 Months: +5.9%
Efficiency Ratio: +0.47
Sharpe: +1.28
Stdev Sectors: +13.8%
Skewness: -0.1
Kurtosis: -0.28
Upside Potential: +4.06

Reported value over time

Sector allocation

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2026-03-31	211	$1.3B	7	1IVV 2AGG 3VXUS Top holdings2026-03-31 1.IVV 2.AGG 3.VXUS 4.IGIB 5.VXF 6.BSV 7.VUSB 8.VEU 9.IXUS 10.VOO
2025-12-31	211	$1.3B	7	1IVV 2AGG 3VXUS Top holdings2025-12-31 1.IVV 2.AGG 3.VXUS 4.IGIB 5.VXF 6.BSV 7.VEU 8.IXUS 9.VOO 10.VUSB
2025-09-30	205	$1.3B	16	1IVV 2AGG 3VXUS Top holdings2025-09-30 1.IVV 2.AGG 3.VXUS 4.IGIB 5.VXF 6.BSV 7.VEU 8.IXUS 9.VOO 10.AAPL
2025-06-30	197	$1.2B	0	1IVV 2AGG 3VXUS Top holdings2025-06-30 1.IVV 2.AGG 3.VXUS 4.VXF 5.BSV 6.IGIB 7.VEU 8.IXUS 9.VOO 10.AAPL
2025-03-31	200	$1.1B	100	1IVV 2AGG 3VXUS Top holdings2025-03-31 1.IVV 2.AGG 3.VXUS 4.BSV 5.VXF 6.IGIB 7.VEU 8.IXUS 9.VOO 10.AAPL
2024-12-31	180	$1.1B	0	1IVV 2AGG 3VXUS Top holdings2024-12-31 1.IVV 2.AGG 3.VXUS 4.VXF 5.BSV 6.IGIB 7.VEU 8.IXUS 9.VOO 10.AAPL
2024-09-30	186	$1.1B	0	1IVV 2AGG 3VXUS Top holdings2024-09-30 1.IVV 2.AGG 3.VXUS 4.VXF 5.BSV 6.IGIB 7.VEU 8.IXUS 9.VOO 10.AAPL
2024-06-30	182	$958.3M	0	1IVV 2AGG 3VXF Top holdings2024-06-30 1.IVV 2.AGG 3.VXF 4.VXUS 5.BSV 6.VEU 7.IXUS 8.IGIB 9.VOO 10.AAPL
2024-03-31	190	$933.1M	0	1IVV 2AGG 3VXF Top holdings2024-03-31 1.IVV 2.AGG 3.VXF 4.VXUS 5.VEU 6.BSV 7.IXUS 8.VOO 9.BND 10.AAPL
2023-12-31	175	$841.8M	0	1IVV 2AGG 3VXF Top holdings2023-12-31 1.IVV 2.AGG 3.VXF 4.VXUS 5.VEU 6.IXUS 7.BSV 8.VOO 9.BND 10.IGSB
2023-09-30	176	$755.1M	0	1IVV 2AGG 3VXF Top holdings2023-09-30 1.IVV 2.AGG 3.VXF 4.VXUS 5.VEU 6.BSV 7.IXUS 8.VOO 9.BND 10.IGSB
2023-06-30	173	$767.8M	0	1IVV 2AGG 3VEU Top holdings2023-06-30 1.IVV 2.AGG 3.VEU 4.VXF 5.IXUS 6.BSV 7.VXUS 8.VOO 9.IGSB 10.BND
2023-03-31	174	$720.8M	0	1IVV 2AGG 3VEU Top holdings2023-03-31 1.IVV 2.AGG 3.VEU 4.IXUS 5.VXF 6.BSV 7.VOO 8.VXUS 9.IGSB 10.BND
2022-12-31	160	$667.7M	0	1IVV 2AGG 3VEU Top holdings2022-12-31 1.IVV 2.AGG 3.VEU 4.IXUS 5.VXF 6.BSV 7.VOO 8.IGSB 9.BND 10.VXUS
2022-09-30	157	$625.0M	0	1IVV 2AGG 3VEU Top holdings2022-09-30 1.IVV 2.AGG 3.VEU 4.IXUS 5.VXF 6.BSV 7.IGSB 8.VOO 9.BND 10.IAGG
2022-06-30	991	$733.6M	0	1IVV 2VEU 3AGG Top holdings2022-06-30 1.IVV 2.VEU 3.AGG 4.VXF 5.IXUS 6.BSV 7.BND 8.IGSB 9.IAGG 10.VOO
2022-03-31	1034	$817.8M	0	1IVV 2VEU 3AGG Top holdings2022-03-31 1.IVV 2.VEU 3.AGG 4.BSV 5.VXF 6.IXUS 7.IGSB 8.BND 9.BNDW 10.IAGG
2021-12-31	917	$860.1M	0	1IVV 2AGG 3VEU Top holdings2021-12-31 1.IVV 2.AGG 3.VEU 4.BSV 5.VXF 6.IXUS 7.IGSB 8.BNDW 9.IAGG 10.BND
2021-09-30	893	$798.5M	0	1IVV 2AGG 3VEU Top holdings2021-09-30 1.IVV 2.AGG 3.VEU 4.BSV 5.VXF 6.IXUS 7.BNDW 8.IGSB 9.BND 10.IAGG
2021-06-30	880	$779.1M	95	1IVV 2AGG 3VEU Top holdings2021-06-30 1.IVV 2.AGG 3.VEU 4.BSV 5.VXF 6.IXUS 7.BNDW 8.BND 9.IAGG 10.IGSB
2021-03-31	855	$711.7M	10	1IVV 2AGG 3VEU Top holdings2021-03-31 1.IVV 2.AGG 3.VEU 4.BSV 5.IXUS 6.VXF 7.BNDW 8.BND 9.IAGG 10.IGSB
2020-12-31	774	$659.0M	0	1IVV 2AGG 3VEU Top holdings2020-12-31 1.IVV 2.AGG 3.VEU 4.IXUS 5.VXF 6.BSV 7.BNDW 8.BND 9.IAGG 10.IGSB

Holding changes this quarter

Position changes disclosed by Charter Oak Capital Management, LLC for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	VUSB	Vanguard Ultra Short Bond Et	+1.2%	+50.89%	Add
2	AGG	Ishares Core U.s. Aggregate	+0.5%	+2.55%	Add
3	VXUS	Vanguard Total Intl Stock	+0.5%	+0.79%	Add
4	IGIB	Ishares 5-10y Inv Grade CORP	+0.3%	+4.71%	Add
5	VYM	Vanguard High Dvd Yield ETF	+0.2%	+54.26%	Add
6	ADI	Analog Devices INC	+0.1%	-0.03%	Trim
7	EUSB	Ishr Esg Advn Universal Bd-$	0%	+37.26%	Add
8	AMZN	Amazon.com INC	0%	+40.47%	Add
9	IEMG	Ishares Core Msci Emerging	0%	+40.99%	Add
10	IUSV	Ishares Core S&p U.s. Value	0%	+4.06%	Add
11	IEFA	Ishares Core Msci Eafe ETF	0%	+15.89%	Add
12	XOM	Exxon Mobil CORP	0%	-14.68%	Trim
13	VTV	Vanguard Value ETF	0%	+3.08%	Add
14	JNJ	Johnson & Johnson	0%	-7.03%	Trim
15	ACWI	Ishares Msci Acwi ETF	0%	-1.19%	Trim
16	MS	Morgan Stanley	0%	-2.25%	Trim
17	ISTB	Ishares Core 1-5 Year Usd Bo	0%	-16.43%	Trim
18	EAGG	Ishares Esg Aware US Aggrega	0%	-6.36%	Trim
19	VUG	Vanguard Growth ETF	0%	+5.75%	Add
20	IDXX	Idexx Laboratories INC	0%	-1.35%	Trim
21	VGT	Vanguard Info Tech ETF	0%	-21.41%	Trim
22	TSLA	Tesla INC	0%	-7.25%	Trim
23	IGSB	Ishares 1-5y Inv Grade CORP	0%	-4.39%	Trim
24	ESGV	Vanguard Esg US Stock ETF	0%	-0.75%	Trim
25	IHI	Ishares U.s. Medical Devices	0%	-1.18%	Trim
26	SPXL	Direxion Daily S&p 500 Bull	0%	+0.25%	Add
27	IVE	Ishares S&p 500 Value ETF	0%	-6.96%	Trim
28	IBM	Intl Business Machines CORP	0%	-30.25%	Trim
29	TMO	Thermo Fisher Scientific INC	0%	-16.67%	Trim
30	CRM	Salesforce INC	0%	-1.34%	Trim
31	JPM	Jpmorgan Chase & Co	0%	-6.95%	Trim
32	IXUS	Ishares Core Intl Stock ETF	-0.1%	-5.77%	Trim
33	BND	Vanguard Total Bond Market	-0.1%	-10.32%	Trim
34	IVW	Ishares S&p 500 Growth ETF	-0.1%	-1.51%	Trim
35	SLQD	Ishares 0-5 Yr Inv Grd CORP	-0.1%	-31.15%	Trim
36	SHY	Ishares 1-3 Year Treasury Bo	-0.1%	-51.84%	Trim
37	MSFT	Microsoft CORP	-0.1%	+2.38%	Add
38	VXF	Vanguard Extended Market ETF	-0.1%	-1.71%	Trim
39	VEU	Vanguard Ftse All-world Ex-u	-0.1%	-7.46%	Trim
40	VOO	Vanguard S&p 500 ETF	-0.1%	-2.37%	Trim
41	AAPL	Apple INC	-0.1%	-2.03%	Trim
42	BSV	Vanguard Short-term Bond ETF	-0.4%	-9.77%	Trim
43	IVV	Ishares Core S&p 500 ETF	-1.2%	-1.56%	Trim
44	VIS	Vanguard Industrials ETF	—	EXIT	Sold out
45	VCIT	Vanguard Int-term Corporate	—	EXIT	Sold out
46	PFE	Pfizer INC	—	EXIT	Sold out
47	AXP	American Express Co	—	EXIT	Sold out
48	ADP	Automatic Data Processing	—	EXIT	Sold out
49	MMM	3m Co	—	EXIT	Sold out
50	MPC	Marathon Petroleum CORP	—	NEW	New buy