Wells Financial Advisors INC — Full 13F Portfolio Breakdown

CIK: 0001844454

Diversified strategySector-focusedMomentum follower

Total reported value

$22.0M

Reporting period: 2026-03-31 · Number of holdings: 54

Wells Financial Advisors INC disclosed 54 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $22.0M and a quarterly turnover rate of 84.6%.

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Personality snowflake

Concentration: 20.99
Portfolio Stability: 84.63
Momentum/Contrarian: 100
Sector conviction: 100
Diversification: 100
Sizing Uniformity: 86.33

Wells Financial Advisors INC's disclosed holdings carry a Herfindahl concentration index of 0.052 — mathematically equivalent to about 19 equally-sized positions, well below its 54 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.

Position sizes vary widely across the portfolio (a coefficient of variation of 1.37), with a handful of outsized bets alongside many smaller positions.

No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.

Sector classification currently covers about 0% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.

Recent moves

Trim MGK
-71.3%　-$5.1M
Trim VYM
-86.3%　-$2.8M
Trim USMV
-74.7%　-$2.7M
Trim MGV
-77.3%　-$2.0M
Add VTV
-25.7%　-$303.9K
Add SPYV
-32.8%　-$545.9K

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	VUG	Vanguard Growth ETF	ETF-Other	12.71%	+1.46%	-47.26%
2	GLD	Spdr Gold Shares	ETF-Commodities	8.55%	+1.10%	-55.83%
3	MGK	Vanguard Mega Cap Growth ETF	ETF-Other	8.02%	-5.11%	-71.32%
4	QUAL	Ishares Msci USA Quality Fac	ETF-Other	6.24%	+1.67%	-40.98%
5	SPYG	Ss Spdr P S&p 500 Growth ETF	ETF-Large Cap & Growth	5.33%	+0.90%	-45.28%
6	SPYV	Ss Spdr P S&p 500 Value ETF	ETF-Large Cap & Growth	5.03%	+1.89%	-32.80%
7	VTV	Vanguard Value ETF	ETF-Other	4.45%	+2.01%	-25.72%
8	USMV	Ishares Msci USA Min Vol Fac	ETF-Other	4.01%	-2.71%	-74.71%
9	VV	Vanguard Large-cap ETF	ETF-Other	3.77%	+0.75%	-45.20%
10	VGIT	Vanguard Intermediate-term T	ETF-Other	3.50%	+1.27%	-33.93%
11	VO	Vanguard Mid-cap ETF	ETF-Other	3.28%	-0.42%	-62.58%
12	MGV	Vanguard Mega Cap Value ETF	ETF-Other	2.80%	-2.22%	-77.32%
13	DGRO	Ishares Core Dividend Growth	ETF-Other	2.59%	+0.65%	-44.69%
14	SUSC	Ishares Esg Aware Usd Corpor	ETF-Other	2.43%	—	+3.13%
15	DYNF	Ishrs US E F R A Etf-usd INC	ETF-Other	2.42%	+1.03%	-23.99%
16	VB	Vanguard Small-cap ETF	ETF-Other	2.18%	-1.32%	-74.39%
17	VYM	Vanguard High Dvd Yield ETF	ETF-Other	2.09%	-4.07%	-86.26%
18	VGSH	Vanguard Short-term Treasury	ETF-Gov Bonds	2.08%	+0.99%	-19.82%
19	IQLT	Ishares Msci International Q	ETF-Other	1.96%	+1.03%	-13.66%
20	BND	Vanguard Total Bond Market	ETF-Other	1.57%	-0.14%	-61.45%
21	ESML	Ishares Esg Aware Msci USA S	ETF-Other	1.52%	—	—
22	BINC	Ishares Flex I A Etf-usd INC	ETF-Other	1.49%	+0.13%	-53.46%
23	TLH	Ishares 10-20 Year Treasury	ETF-Gov Bonds	1.39%	-0.40%	-67.36%
24	VTEB	Vanguard Tax-exempt Bond ETF	ETF-Other	1.33%	—	—
25	IEMG	Ishares Core Msci Emerging	ETF-Emerging Markets	1.31%	+1.31%	+20540.00%
26	SUSB	Ishares Esg Aware 1-5 Year U	ETF-Other	1.22%	—	—
27	VYMI	Vanguard Int High Dvd Yld In	ETF-Other	0.67%	+0.66%	+2515.00%
28	THRO	Ishares U.s. Thematic Rotati	ETF-Other	0.60%	—	—
29	IYW	Ishares Ustechnology ETF	ETF-Tech	0.52%	—	—
30	IUSB	Ishr Cr Unvrse Usd Bd Etf-ui	ETF-Other	0.51%	+0.14%	-42.65%
31	IVV	Ishares Core S&p 500 ETF	ETF-Large Cap & Growth	0.39%	-0.84%	-86.14%
32	TLT	Ishares 20+ Year Treasury Bd	ETF-Gov Bonds	0.37%	+0.15%	-30.47%
33	MTUM	Ishares Msci USA Momentum Fa	ETF-Other	0.37%	—	—
34	VBR	Vanguard Small-cap Value ETF	ETF-Other	0.30%	-0.01%	-60.21%
35	MGC	Vanguard Mega Cap ETF	ETF-Other	0.29%	—	—
36	VIG	Vanguard Dividend Apprec ETF	ETF-Other	0.29%	-0.73%	-87.76%
37	VBK	Vanguard Small-cap Grwth ETF	ETF-Other	0.27%	-0.15%	-72.91%
38	SHLD	Global X Defense Tech ETF	ETF-Tech	0.27%	—	—
39	VMBS	Vanguard Mortgage-backed Sec	ETF-Other	0.26%	—	—
40	VCIT	Vanguard Int-term Corporate	ETF-Corp Bonds	0.26%	+0.05%	-48.87%
41	GLDM	Spdr Gold Minishares Trust	ETF-Commodities	0.25%	+0.09%	-39.09%
42	EFV	Ishares Msci Eafe Value ETF	ETF-Other	0.22%	-0.06%	-67.64%
43	EFG	Ishares Msci Eafe Growth ETF	ETF-Other	0.15%	-0.09%	-73.54%
44	VGT	Vanguard Info Tech ETF	ETF-Tech	0.12%	—	—
45	SHYG	Ishares 0-5 Yr Hy CORP Bond	ETF-Corp Bonds	0.12%	-0.05%	-70.26%
46	EMXC	Ishares Msci Emr Mrk Ex Chna	ETF-Other	0.12%	-0.07%	-74.63%
47	BAI	Ishrs Ai In And Tech Act ETF	ETF-Tech	0.09%	—	+5.17%
48	AGG	Ishares Core U.s. Aggregate	ETF-Other	0.06%	-0.21%	-89.84%
49	IBM	Intl Business Machines CORP	Stock-Tech	0.06%	—	—
50	BNDX	Vanguard Total Intl Bond ETF	ETF-Other	0.05%	—	—

1–50 of 54

Portfolio Performance

Performance for Q3 2026

+0.8%

Performance Last 4 Quarters

+15.8%

Based on 71% of reported portfolio value with available pricing

Stdev: +8.8%
Beta: +0.59
Alpha: +2%
Max Drawdown: -5.7%
Annualized Perf: +14%
Batting Avg vs S&P: +42.9%
Sortino: +2.79
Stutzer: +0.43
Treynor: +0.23
Sterling: +0.97
Calmar: +2.48
Information Ratio: -0.89
Tracking Error: +6.7%
Stdev Down: +4.9%
Winning Months %: +68.6%
Losing Months %: +31.4%
Best 12 Months: +23.5%
Worst 12 Months: +7.5%
Efficiency Ratio: +0.57
Sharpe: +1.55
Stdev Sectors: 0%
Skewness: -0.68
Kurtosis: +0.02
Upside Potential: +4.29

Reported value over time

Sector allocation

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2026-03-31	54	$22.0M	85	1VUG 2GLD 3MGK Top holdings2026-03-31 1.VUG 2.GLD 3.MGK 4.QUAL 5.SPYG 6.SPYV 7.VTV 8.USMV 9.VV 10.VGIT
2025-12-31	72	$52.6M	36	1MGK 2VUG 3GLD Top holdings2025-12-31 1.MGK 2.VUG 3.GLD 4.USMV 5.VYM 6.MGV 7.QUAL 8.SPYG 9.VO 10.VB
2025-09-30	71	$74.7M	20	1VUG 2MGK 3USMV Top holdings2025-09-30 1.VUG 2.MGK 3.USMV 4.GLD 5.VYM 6.VV 7.QUAL 8.SPYG 9.MGV 10.VO
2025-06-30	76	$72.8M	0	1VUG 2MGK 3USMV Top holdings2025-06-30 1.VUG 2.MGK 3.USMV 4.GLD 5.VYM 6.VV 7.QUAL 8.SPYG 9.MGV 10.VGSH
2025-03-31	77	$72.5M	100	1VUG 2MGK 3USMV Top holdings2025-03-31 1.VUG 2.MGK 3.USMV 4.GLD 5.VYM 6.VV 7.QUAL 8.VGSH 9.MGV 10.SPYG
2024-12-31	78	$73.4M	0	1VUG 2MGK 3USMV Top holdings2024-12-31 1.VUG 2.MGK 3.USMV 4.VV 5.VYM 6.QUAL 7.GLD 8.VGSH 9.SPYG 10.MGV
2024-09-30	102	$74.0M	0	1VUG 2MGK 3USMV Top holdings2024-09-30 1.VUG 2.MGK 3.USMV 4.VYM 5.GLD 6.VGSH 7.VV 8.SPYG 9.SPYV 10.QUAL
2024-06-30	83	$151.9M	0	1SPYG 2QUAL 3SPYV Top holdings2024-06-30 1.SPYG 2.QUAL 3.SPYV 4.VGSH 5.SPYM 6.VUG 7.VO 8.VGIT 9.GLD 10.MGK
2024-03-31	69	$146.8M	0	1SPYG 2SPYV 3QUAL Top holdings2024-03-31 1.SPYG 2.SPYV 3.QUAL 4.VGSH 5.VO 6.VUG 7.VGIT 8.VB 9.GLD 10.USMV
2023-12-31	64	$137.7M	0	1USMV 2SPYG 3SPYV Top holdings2023-12-31 1.USMV 2.SPYG 3.SPYV 4.VGSH 5.QUAL 6.VO 7.VGIT 8.VB 9.VUG 10.GLD
2023-09-30	65	$128.6M	0	1USMV 2SPYG 3VGSH Top holdings2023-09-30 1.USMV 2.SPYG 3.VGSH 4.SPYV 5.QUAL 6.VGIT 7.VO 8.VUG 9.VB 10.VYM
2023-06-30	65	$132.4M	0	1USMV 2SPYG 3VGSH Top holdings2023-06-30 1.USMV 2.SPYG 3.VGSH 4.SPYV 5.QUAL 6.VO 7.VGIT 8.VUG 9.VB 10.GLD
2023-03-31	65	$125.5M	0	1USMV 2SPYV 3SPYG Top holdings2023-03-31 1.USMV 2.SPYV 3.SPYG 4.VB 5.VO 6.VGSH 7.VGIT 8.VYM 9.VUG 10.ICSH
2022-12-31	64	$120.8M	0	1USMV 2SPYV 3SPYG Top holdings2022-12-31 1.USMV 2.SPYV 3.SPYG 4.VB 5.VO 6.VGSH 7.VYM 8.VGIT 9.VUG 10.ICSH
2022-09-30	64	$103.3M	0	1SPYV 2QUAL 3DGRO Top holdings2022-09-30 1.SPYV 2.QUAL 3.DGRO 4.VB 5.VO 6.GLD 7.SPYG 8.USMV 9.SJNK 10.VUG
2022-06-30	57	$110.8M	0	1SPYV 2QUAL 3DGRO Top holdings2022-06-30 1.SPYV 2.QUAL 3.DGRO 4.VB 5.VO 6.GLD 7.SPYG 8.USMV 9.VUG 10.SJNK
2022-03-31	58	$119.8M	0	1VB 2QUAL 3DGRO Top holdings2022-03-31 1.VB 2.QUAL 3.DGRO 4.VO 5.GLD 6.VUG 7.USMV 8.SJNK 9.SPYG 10.MGK
2021-12-31	61	$125.4M	0	1VB 2QUAL 3VO Top holdings2021-12-31 1.VB 2.QUAL 3.VO 4.DGRO 5.VUG 6.USMV 7.GLD 8.SJNK 9.MGK 10.SPYG
2021-09-30	60	$118.4M	0	1QUAL 2USMV 3VB Top holdings2021-09-30 1.QUAL 2.USMV 3.VB 4.VO 5.DGRO 6.VUG 7.SPYV 8.GLD 9.SPYG 10.MGK
2021-06-30	61	$118.6M	100	1QUAL 2USMV 3VB Top holdings2021-06-30 1.QUAL 2.USMV 3.VB 4.VO 5.DGRO 6.VUG 7.SPYV 8.GLD 9.SPYG 10.MGK
2021-03-31	62	$111.5M	55	1QUAL 2USMV 3VB Top holdings2021-03-31 1.QUAL 2.USMV 3.VB 4.VO 5.DGRO 6.SPYV 7.GLD 8.VUG 9.SPYG 10.MGK
2020-12-31	60	$117.0M	—	1USMV 2SPYG 3QUAL Top holdings2020-12-31 1.USMV 2.SPYG 3.QUAL 4.DGRO 5.GLD 6.VUG 7.MGK 8.AGG 9.IJH 10.VB

Holding changes this quarter

Wells Financial Advisors INC's most significant position changes for 2026-03-31: Sold out: Ishares Core S&p Midcap ETF (IJH); Sold out: Vanguard S&p 500 ETF (VOO); Sold out: Ss Spdr Bb Conv Sec ETF (CWB); Sold out: Ishares Core S&p Small-cap E (IJR); Sold out: Ss Spdr S&p 500 Esg ETF (EFIV).

Position changes disclosed by Wells Financial Advisors INC for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	VTV	Vanguard Value ETF	+2%	-25.72%	Trim
2	SPYV	Ss Spdr P S&p 500 Value ETF	+1.9%	-32.80%	Trim
3	QUAL	Ishares Msci USA Quality Fac	+1.7%	-40.98%	Trim
4	VUG	Vanguard Growth ETF	+1.5%	-47.26%	Trim
5	IEMG	Ishares Core Msci Emerging	+1.3%	+20540.00%	Add
6	VGIT	Vanguard Intermediate-term T	+1.3%	-33.93%	Trim
7	GLD	Spdr Gold Shares	+1.1%	-55.83%	Trim
8	DYNF	Ishrs US E F R A Etf-usd INC	+1%	-23.99%	Trim
9	IQLT	Ishares Msci International Q	+1%	-13.66%	Trim
10	VGSH	Vanguard Short-term Treasury	+1%	-19.82%	Trim
11	SPYG	Ss Spdr P S&p 500 Growth ETF	+0.9%	-45.28%	Trim
12	VV	Vanguard Large-cap ETF	+0.8%	-45.20%	Trim
13	VYMI	Vanguard Int High Dvd Yld In	+0.7%	+2515.00%	Add
14	DGRO	Ishares Core Dividend Growth	+0.7%	-44.69%	Trim
15	TLT	Ishares 20+ Year Treasury Bd	+0.2%	-30.47%	Trim
16	IUSB	Ishr Cr Unvrse Usd Bd Etf-ui	+0.1%	-42.65%	Trim
17	BINC	Ishares Flex I A Etf-usd INC	+0.1%	-53.46%	Trim
18	GLDM	Spdr Gold Minishares Trust	+0.1%	-39.09%	Trim
19	VCIT	Vanguard Int-term Corporate	+0.1%	-48.87%	Trim
20	VBR	Vanguard Small-cap Value ETF	0%	-60.21%	Trim
21	SHYG	Ishares 0-5 Yr Hy CORP Bond	-0.1%	-70.26%	Trim
22	EFV	Ishares Msci Eafe Value ETF	-0.1%	-67.64%	Trim
23	EMXC	Ishares Msci Emr Mrk Ex Chna	-0.1%	-74.63%	Trim
24	EFG	Ishares Msci Eafe Growth ETF	-0.1%	-73.54%	Trim
25	BND	Vanguard Total Bond Market	-0.1%	-61.45%	Trim
26	VBK	Vanguard Small-cap Grwth ETF	-0.2%	-72.91%	Trim
27	AGG	Ishares Core U.s. Aggregate	-0.2%	-89.84%	Trim
28	VOE	Vanguard Mid-cap Value ETF	-0.3%	-95.81%	Trim
29	TLH	Ishares 10-20 Year Treasury	-0.4%	-67.36%	Trim
30	VO	Vanguard Mid-cap ETF	-0.4%	-62.58%	Trim
31	VOT	Vanguard Mid-cap Growth ETF	-0.6%	-97.67%	Trim
32	VIG	Vanguard Dividend Apprec ETF	-0.7%	-87.76%	Trim
33	IVV	Ishares Core S&p 500 ETF	-0.8%	-86.14%	Trim
34	VB	Vanguard Small-cap ETF	-1.3%	-74.39%	Trim
35	MGV	Vanguard Mega Cap Value ETF	-2.2%	-77.32%	Trim
36	USMV	Ishares Msci USA Min Vol Fac	-2.7%	-74.71%	Trim
37	VYM	Vanguard High Dvd Yield ETF	-4.1%	-86.26%	Trim
38	MGK	Vanguard Mega Cap Growth ETF	-5.1%	-71.32%	Trim
39	IJH	Ishares Core S&p Midcap ETF	—	EXIT	Sold out
40	VOO	Vanguard S&p 500 ETF	—	EXIT	Sold out
41	CWB	Ss Spdr Bb Conv Sec ETF	—	EXIT	Sold out
42	IJR	Ishares Core S&p Small-cap E	—	EXIT	Sold out
43	EFIV	Ss Spdr S&p 500 Esg ETF	—	EXIT	Sold out
44	EQIN	Columbia US Eqty INC ETF	—	EXIT	Sold out
45	MSFT	Microsoft CORP	—	EXIT	Sold out
46	ESGV	Vanguard Esg US Stock ETF	—	EXIT	Sold out
47	SLV	Ishares Silver Trust	—	EXIT	Sold out
48	VSGX	Vanguard Esg Intl Stock ETF	—	EXIT	Sold out
49	XJH	Ishare Esg Ss S&p Midcap ETF	—	EXIT	Sold out
50	AVGO	Broadcom INC	—	EXIT	Sold out

Filing History

Period	Filed	Type	EDGAR
2026-03-31	2026-05-07	13F-HR	View on EDGAR
2025-12-31	2026-02-02	13F-HR	View on EDGAR
2025-09-30	2025-10-20	13F-HR	View on EDGAR
2025-06-30	2025-07-25	13F-HR	View on EDGAR
2025-03-31	2025-05-09	13F-HR	View on EDGAR
2024-12-31	2025-02-12	13F-HR	View on EDGAR
2024-09-30	2024-11-13	13F-HR	View on EDGAR
2024-06-30	2024-08-09	13F-HR	View on EDGAR
2024-03-31	2024-05-14	13F-HR	View on EDGAR
2023-12-31	2024-02-13	13F-HR	View on EDGAR
2023-09-30	2023-10-10	13F-HR	View on EDGAR
2023-06-30	2023-08-07	13F-HR	View on EDGAR
2023-03-31	2023-05-03	13F-HR	View on EDGAR
2022-12-31	2023-02-03	13F-HR	View on EDGAR
2022-09-30	2022-11-09	13F-HR	View on EDGAR
2022-06-30	2022-08-10	13F-HR	View on EDGAR
2022-03-31	2022-04-25	13F-HR	View on EDGAR
2021-12-31	2022-02-11	13F-HR	View on EDGAR
2021-09-30	2021-11-10	13F-HR	View on EDGAR
2021-06-30	2021-08-02	13F-HR	View on EDGAR
2021-03-31	2021-05-12	13F-HR	View on EDGAR
2020-12-31	2021-02-11	13F-HR	View on EDGAR

FAQ

What is Wells Financial Advisors INC and what type of investor is it?

Wells Financial Advisors INC is a investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2026-03-31), the firm manages a tracked equity portfolio valued at approximately $22.0M, spread across 54 disclosed positions.

What are Wells Financial Advisors INC's largest equity positions?

Based on the latest 13F filing, Wells Financial Advisors INC's top holdings by market value are: 1. Vanguard Growth ETF (VUG) — $2.8M (12.7%) 2. Spdr Gold Shares (GLD) — $1.9M (8.6%) 3. Vanguard Mega Cap Growth ETF (MGK) — $1.8M (8.0%) 4. Ishares Msci USA Quality Fac (QUAL) — $1.4M (6.2%) 5. Ss Spdr P S&p 500 Growth ETF (SPYG) — $1.2M (5.3%)

What changes did Wells Financial Advisors INC make in its most recent portfolio filing?

In the latest reported quarter, Wells Financial Advisors INC made 50 notable position adjustments: 0 new positions were initiated, 2 existing holdings were added to, 36 positions were partially reduced, and 12 were completely exited. The largest of these moves: Sold out: Ishares Core S&p Midcap ETF (IJH); Sold out: Vanguard S&p 500 ETF (VOO); Sold out: Ss Spdr Bb Conv Sec ETF (CWB); Sold out: Ishares Core S&p Small-cap E (IJR); Sold out: Ss Spdr S&p 500 Esg ETF (EFIV)

What sectors does Wells Financial Advisors INC focus on?

Wells Financial Advisors INC is concentrated in the following sectors based on its current disclosed equity portfolio: • Information Technology: 100.0%

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Wells Financial Advisors INC — Full 13F Portfolio Breakdown

CIK: 0001844454

Diversified strategySector-focusedMomentum follower

Total reported value

$22.0M

Reporting period: 2026-03-31 · Number of holdings: 54

Wells Financial Advisors INC disclosed 54 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $22.0M and a quarterly turnover rate of 84.6%.

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Personality snowflake

Concentration: 20.99
Portfolio Stability: 84.63
Momentum/Contrarian: 100
Sector conviction: 100
Diversification: 100
Sizing Uniformity: 86.33

Position sizes vary widely across the portfolio (a coefficient of variation of 1.37), with a handful of outsized bets alongside many smaller positions.

No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.

Recent moves

Trim MGK
-71.3%　-$5.1M
Trim VYM
-86.3%　-$2.8M
Trim USMV
-74.7%　-$2.7M
Trim MGV
-77.3%　-$2.0M
Add VTV
-25.7%　-$303.9K
Add SPYV
-32.8%　-$545.9K

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	VUG	Vanguard Growth ETF	ETF-Other	12.71%	+1.46%	-47.26%
2	GLD	Spdr Gold Shares	ETF-Commodities	8.55%	+1.10%	-55.83%
3	MGK	Vanguard Mega Cap Growth ETF	ETF-Other	8.02%	-5.11%	-71.32%
4	QUAL	Ishares Msci USA Quality Fac	ETF-Other	6.24%	+1.67%	-40.98%
5	SPYG	Ss Spdr P S&p 500 Growth ETF	ETF-Large Cap & Growth	5.33%	+0.90%	-45.28%
6	SPYV	Ss Spdr P S&p 500 Value ETF	ETF-Large Cap & Growth	5.03%	+1.89%	-32.80%
7	VTV	Vanguard Value ETF	ETF-Other	4.45%	+2.01%	-25.72%
8	USMV	Ishares Msci USA Min Vol Fac	ETF-Other	4.01%	-2.71%	-74.71%
9	VV	Vanguard Large-cap ETF	ETF-Other	3.77%	+0.75%	-45.20%
10	VGIT	Vanguard Intermediate-term T	ETF-Other	3.50%	+1.27%	-33.93%
11	VO	Vanguard Mid-cap ETF	ETF-Other	3.28%	-0.42%	-62.58%
12	MGV	Vanguard Mega Cap Value ETF	ETF-Other	2.80%	-2.22%	-77.32%
13	DGRO	Ishares Core Dividend Growth	ETF-Other	2.59%	+0.65%	-44.69%
14	SUSC	Ishares Esg Aware Usd Corpor	ETF-Other	2.43%	—	+3.13%
15	DYNF	Ishrs US E F R A Etf-usd INC	ETF-Other	2.42%	+1.03%	-23.99%
16	VB	Vanguard Small-cap ETF	ETF-Other	2.18%	-1.32%	-74.39%
17	VYM	Vanguard High Dvd Yield ETF	ETF-Other	2.09%	-4.07%	-86.26%
18	VGSH	Vanguard Short-term Treasury	ETF-Gov Bonds	2.08%	+0.99%	-19.82%
19	IQLT	Ishares Msci International Q	ETF-Other	1.96%	+1.03%	-13.66%
20	BND	Vanguard Total Bond Market	ETF-Other	1.57%	-0.14%	-61.45%
21	ESML	Ishares Esg Aware Msci USA S	ETF-Other	1.52%	—	—
22	BINC	Ishares Flex I A Etf-usd INC	ETF-Other	1.49%	+0.13%	-53.46%
23	TLH	Ishares 10-20 Year Treasury	ETF-Gov Bonds	1.39%	-0.40%	-67.36%
24	VTEB	Vanguard Tax-exempt Bond ETF	ETF-Other	1.33%	—	—
25	IEMG	Ishares Core Msci Emerging	ETF-Emerging Markets	1.31%	+1.31%	+20540.00%
26	SUSB	Ishares Esg Aware 1-5 Year U	ETF-Other	1.22%	—	—
27	VYMI	Vanguard Int High Dvd Yld In	ETF-Other	0.67%	+0.66%	+2515.00%
28	THRO	Ishares U.s. Thematic Rotati	ETF-Other	0.60%	—	—
29	IYW	Ishares Ustechnology ETF	ETF-Tech	0.52%	—	—
30	IUSB	Ishr Cr Unvrse Usd Bd Etf-ui	ETF-Other	0.51%	+0.14%	-42.65%
31	IVV	Ishares Core S&p 500 ETF	ETF-Large Cap & Growth	0.39%	-0.84%	-86.14%
32	TLT	Ishares 20+ Year Treasury Bd	ETF-Gov Bonds	0.37%	+0.15%	-30.47%
33	MTUM	Ishares Msci USA Momentum Fa	ETF-Other	0.37%	—	—
34	VBR	Vanguard Small-cap Value ETF	ETF-Other	0.30%	-0.01%	-60.21%
35	MGC	Vanguard Mega Cap ETF	ETF-Other	0.29%	—	—
36	VIG	Vanguard Dividend Apprec ETF	ETF-Other	0.29%	-0.73%	-87.76%
37	VBK	Vanguard Small-cap Grwth ETF	ETF-Other	0.27%	-0.15%	-72.91%
38	SHLD	Global X Defense Tech ETF	ETF-Tech	0.27%	—	—
39	VMBS	Vanguard Mortgage-backed Sec	ETF-Other	0.26%	—	—
40	VCIT	Vanguard Int-term Corporate	ETF-Corp Bonds	0.26%	+0.05%	-48.87%
41	GLDM	Spdr Gold Minishares Trust	ETF-Commodities	0.25%	+0.09%	-39.09%
42	EFV	Ishares Msci Eafe Value ETF	ETF-Other	0.22%	-0.06%	-67.64%
43	EFG	Ishares Msci Eafe Growth ETF	ETF-Other	0.15%	-0.09%	-73.54%
44	VGT	Vanguard Info Tech ETF	ETF-Tech	0.12%	—	—
45	SHYG	Ishares 0-5 Yr Hy CORP Bond	ETF-Corp Bonds	0.12%	-0.05%	-70.26%
46	EMXC	Ishares Msci Emr Mrk Ex Chna	ETF-Other	0.12%	-0.07%	-74.63%
47	BAI	Ishrs Ai In And Tech Act ETF	ETF-Tech	0.09%	—	+5.17%
48	AGG	Ishares Core U.s. Aggregate	ETF-Other	0.06%	-0.21%	-89.84%
49	IBM	Intl Business Machines CORP	Stock-Tech	0.06%	—	—
50	BNDX	Vanguard Total Intl Bond ETF	ETF-Other	0.05%	—	—

1–50 of 54

Portfolio Performance

Performance for Q3 2026

+0.8%

Performance Last 4 Quarters

+15.8%

Based on 71% of reported portfolio value with available pricing

Stdev: +8.8%
Beta: +0.59
Alpha: +2%
Max Drawdown: -5.7%
Annualized Perf: +14%
Batting Avg vs S&P: +42.9%
Sortino: +2.79
Stutzer: +0.43
Treynor: +0.23
Sterling: +0.97
Calmar: +2.48
Information Ratio: -0.89
Tracking Error: +6.7%
Stdev Down: +4.9%
Winning Months %: +68.6%
Losing Months %: +31.4%
Best 12 Months: +23.5%
Worst 12 Months: +7.5%
Efficiency Ratio: +0.57
Sharpe: +1.55
Stdev Sectors: 0%
Skewness: -0.68
Kurtosis: +0.02
Upside Potential: +4.29

Reported value over time

Sector allocation

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2026-03-31	54	$22.0M	85	1VUG 2GLD 3MGK Top holdings2026-03-31 1.VUG 2.GLD 3.MGK 4.QUAL 5.SPYG 6.SPYV 7.VTV 8.USMV 9.VV 10.VGIT
2025-12-31	72	$52.6M	36	1MGK 2VUG 3GLD Top holdings2025-12-31 1.MGK 2.VUG 3.GLD 4.USMV 5.VYM 6.MGV 7.QUAL 8.SPYG 9.VO 10.VB
2025-09-30	71	$74.7M	20	1VUG 2MGK 3USMV Top holdings2025-09-30 1.VUG 2.MGK 3.USMV 4.GLD 5.VYM 6.VV 7.QUAL 8.SPYG 9.MGV 10.VO
2025-06-30	76	$72.8M	0	1VUG 2MGK 3USMV Top holdings2025-06-30 1.VUG 2.MGK 3.USMV 4.GLD 5.VYM 6.VV 7.QUAL 8.SPYG 9.MGV 10.VGSH
2025-03-31	77	$72.5M	100	1VUG 2MGK 3USMV Top holdings2025-03-31 1.VUG 2.MGK 3.USMV 4.GLD 5.VYM 6.VV 7.QUAL 8.VGSH 9.MGV 10.SPYG
2024-12-31	78	$73.4M	0	1VUG 2MGK 3USMV Top holdings2024-12-31 1.VUG 2.MGK 3.USMV 4.VV 5.VYM 6.QUAL 7.GLD 8.VGSH 9.SPYG 10.MGV
2024-09-30	102	$74.0M	0	1VUG 2MGK 3USMV Top holdings2024-09-30 1.VUG 2.MGK 3.USMV 4.VYM 5.GLD 6.VGSH 7.VV 8.SPYG 9.SPYV 10.QUAL
2024-06-30	83	$151.9M	0	1SPYG 2QUAL 3SPYV Top holdings2024-06-30 1.SPYG 2.QUAL 3.SPYV 4.VGSH 5.SPYM 6.VUG 7.VO 8.VGIT 9.GLD 10.MGK
2024-03-31	69	$146.8M	0	1SPYG 2SPYV 3QUAL Top holdings2024-03-31 1.SPYG 2.SPYV 3.QUAL 4.VGSH 5.VO 6.VUG 7.VGIT 8.VB 9.GLD 10.USMV
2023-12-31	64	$137.7M	0	1USMV 2SPYG 3SPYV Top holdings2023-12-31 1.USMV 2.SPYG 3.SPYV 4.VGSH 5.QUAL 6.VO 7.VGIT 8.VB 9.VUG 10.GLD
2023-09-30	65	$128.6M	0	1USMV 2SPYG 3VGSH Top holdings2023-09-30 1.USMV 2.SPYG 3.VGSH 4.SPYV 5.QUAL 6.VGIT 7.VO 8.VUG 9.VB 10.VYM
2023-06-30	65	$132.4M	0	1USMV 2SPYG 3VGSH Top holdings2023-06-30 1.USMV 2.SPYG 3.VGSH 4.SPYV 5.QUAL 6.VO 7.VGIT 8.VUG 9.VB 10.GLD
2023-03-31	65	$125.5M	0	1USMV 2SPYV 3SPYG Top holdings2023-03-31 1.USMV 2.SPYV 3.SPYG 4.VB 5.VO 6.VGSH 7.VGIT 8.VYM 9.VUG 10.ICSH
2022-12-31	64	$120.8M	0	1USMV 2SPYV 3SPYG Top holdings2022-12-31 1.USMV 2.SPYV 3.SPYG 4.VB 5.VO 6.VGSH 7.VYM 8.VGIT 9.VUG 10.ICSH
2022-09-30	64	$103.3M	0	1SPYV 2QUAL 3DGRO Top holdings2022-09-30 1.SPYV 2.QUAL 3.DGRO 4.VB 5.VO 6.GLD 7.SPYG 8.USMV 9.SJNK 10.VUG
2022-06-30	57	$110.8M	0	1SPYV 2QUAL 3DGRO Top holdings2022-06-30 1.SPYV 2.QUAL 3.DGRO 4.VB 5.VO 6.GLD 7.SPYG 8.USMV 9.VUG 10.SJNK
2022-03-31	58	$119.8M	0	1VB 2QUAL 3DGRO Top holdings2022-03-31 1.VB 2.QUAL 3.DGRO 4.VO 5.GLD 6.VUG 7.USMV 8.SJNK 9.SPYG 10.MGK
2021-12-31	61	$125.4M	0	1VB 2QUAL 3VO Top holdings2021-12-31 1.VB 2.QUAL 3.VO 4.DGRO 5.VUG 6.USMV 7.GLD 8.SJNK 9.MGK 10.SPYG
2021-09-30	60	$118.4M	0	1QUAL 2USMV 3VB Top holdings2021-09-30 1.QUAL 2.USMV 3.VB 4.VO 5.DGRO 6.VUG 7.SPYV 8.GLD 9.SPYG 10.MGK
2021-06-30	61	$118.6M	100	1QUAL 2USMV 3VB Top holdings2021-06-30 1.QUAL 2.USMV 3.VB 4.VO 5.DGRO 6.VUG 7.SPYV 8.GLD 9.SPYG 10.MGK
2021-03-31	62	$111.5M	55	1QUAL 2USMV 3VB Top holdings2021-03-31 1.QUAL 2.USMV 3.VB 4.VO 5.DGRO 6.SPYV 7.GLD 8.VUG 9.SPYG 10.MGK
2020-12-31	60	$117.0M	—	1USMV 2SPYG 3QUAL Top holdings2020-12-31 1.USMV 2.SPYG 3.QUAL 4.DGRO 5.GLD 6.VUG 7.MGK 8.AGG 9.IJH 10.VB

Holding changes this quarter

Position changes disclosed by Wells Financial Advisors INC for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	VTV	Vanguard Value ETF	+2%	-25.72%	Trim
2	SPYV	Ss Spdr P S&p 500 Value ETF	+1.9%	-32.80%	Trim
3	QUAL	Ishares Msci USA Quality Fac	+1.7%	-40.98%	Trim
4	VUG	Vanguard Growth ETF	+1.5%	-47.26%	Trim
5	IEMG	Ishares Core Msci Emerging	+1.3%	+20540.00%	Add
6	VGIT	Vanguard Intermediate-term T	+1.3%	-33.93%	Trim
7	GLD	Spdr Gold Shares	+1.1%	-55.83%	Trim
8	DYNF	Ishrs US E F R A Etf-usd INC	+1%	-23.99%	Trim
9	IQLT	Ishares Msci International Q	+1%	-13.66%	Trim
10	VGSH	Vanguard Short-term Treasury	+1%	-19.82%	Trim
11	SPYG	Ss Spdr P S&p 500 Growth ETF	+0.9%	-45.28%	Trim
12	VV	Vanguard Large-cap ETF	+0.8%	-45.20%	Trim
13	VYMI	Vanguard Int High Dvd Yld In	+0.7%	+2515.00%	Add
14	DGRO	Ishares Core Dividend Growth	+0.7%	-44.69%	Trim
15	TLT	Ishares 20+ Year Treasury Bd	+0.2%	-30.47%	Trim
16	IUSB	Ishr Cr Unvrse Usd Bd Etf-ui	+0.1%	-42.65%	Trim
17	BINC	Ishares Flex I A Etf-usd INC	+0.1%	-53.46%	Trim
18	GLDM	Spdr Gold Minishares Trust	+0.1%	-39.09%	Trim
19	VCIT	Vanguard Int-term Corporate	+0.1%	-48.87%	Trim
20	VBR	Vanguard Small-cap Value ETF	0%	-60.21%	Trim
21	SHYG	Ishares 0-5 Yr Hy CORP Bond	-0.1%	-70.26%	Trim
22	EFV	Ishares Msci Eafe Value ETF	-0.1%	-67.64%	Trim
23	EMXC	Ishares Msci Emr Mrk Ex Chna	-0.1%	-74.63%	Trim
24	EFG	Ishares Msci Eafe Growth ETF	-0.1%	-73.54%	Trim
25	BND	Vanguard Total Bond Market	-0.1%	-61.45%	Trim
26	VBK	Vanguard Small-cap Grwth ETF	-0.2%	-72.91%	Trim
27	AGG	Ishares Core U.s. Aggregate	-0.2%	-89.84%	Trim
28	VOE	Vanguard Mid-cap Value ETF	-0.3%	-95.81%	Trim
29	TLH	Ishares 10-20 Year Treasury	-0.4%	-67.36%	Trim
30	VO	Vanguard Mid-cap ETF	-0.4%	-62.58%	Trim
31	VOT	Vanguard Mid-cap Growth ETF	-0.6%	-97.67%	Trim
32	VIG	Vanguard Dividend Apprec ETF	-0.7%	-87.76%	Trim
33	IVV	Ishares Core S&p 500 ETF	-0.8%	-86.14%	Trim
34	VB	Vanguard Small-cap ETF	-1.3%	-74.39%	Trim
35	MGV	Vanguard Mega Cap Value ETF	-2.2%	-77.32%	Trim
36	USMV	Ishares Msci USA Min Vol Fac	-2.7%	-74.71%	Trim
37	VYM	Vanguard High Dvd Yield ETF	-4.1%	-86.26%	Trim
38	MGK	Vanguard Mega Cap Growth ETF	-5.1%	-71.32%	Trim
39	IJH	Ishares Core S&p Midcap ETF	—	EXIT	Sold out
40	VOO	Vanguard S&p 500 ETF	—	EXIT	Sold out
41	CWB	Ss Spdr Bb Conv Sec ETF	—	EXIT	Sold out
42	IJR	Ishares Core S&p Small-cap E	—	EXIT	Sold out
43	EFIV	Ss Spdr S&p 500 Esg ETF	—	EXIT	Sold out
44	EQIN	Columbia US Eqty INC ETF	—	EXIT	Sold out
45	MSFT	Microsoft CORP	—	EXIT	Sold out
46	ESGV	Vanguard Esg US Stock ETF	—	EXIT	Sold out
47	SLV	Ishares Silver Trust	—	EXIT	Sold out
48	VSGX	Vanguard Esg Intl Stock ETF	—	EXIT	Sold out
49	XJH	Ishare Esg Ss S&p Midcap ETF	—	EXIT	Sold out
50	AVGO	Broadcom INC	—	EXIT	Sold out

Filing History

Period	Filed	Type	EDGAR
2026-03-31	2026-05-07	13F-HR	View on EDGAR
2025-12-31	2026-02-02	13F-HR	View on EDGAR
2025-09-30	2025-10-20	13F-HR	View on EDGAR
2025-06-30	2025-07-25	13F-HR	View on EDGAR
2025-03-31	2025-05-09	13F-HR	View on EDGAR
2024-12-31	2025-02-12	13F-HR	View on EDGAR
2024-09-30	2024-11-13	13F-HR	View on EDGAR
2024-06-30	2024-08-09	13F-HR	View on EDGAR
2024-03-31	2024-05-14	13F-HR	View on EDGAR
2023-12-31	2024-02-13	13F-HR	View on EDGAR
2023-09-30	2023-10-10	13F-HR	View on EDGAR
2023-06-30	2023-08-07	13F-HR	View on EDGAR
2023-03-31	2023-05-03	13F-HR	View on EDGAR
2022-12-31	2023-02-03	13F-HR	View on EDGAR
2022-09-30	2022-11-09	13F-HR	View on EDGAR
2022-06-30	2022-08-10	13F-HR	View on EDGAR
2022-03-31	2022-04-25	13F-HR	View on EDGAR
2021-12-31	2022-02-11	13F-HR	View on EDGAR
2021-09-30	2021-11-10	13F-HR	View on EDGAR
2021-06-30	2021-08-02	13F-HR	View on EDGAR
2021-03-31	2021-05-12	13F-HR	View on EDGAR
2020-12-31	2021-02-11	13F-HR	View on EDGAR

FAQ

What is Wells Financial Advisors INC and what type of investor is it?

What are Wells Financial Advisors INC's largest equity positions?

What changes did Wells Financial Advisors INC make in its most recent portfolio filing?

What sectors does Wells Financial Advisors INC focus on?

Wells Financial Advisors INC is concentrated in the following sectors based on its current disclosed equity portfolio: • Information Technology: 100.0%