Clarity Retirement & Wealth, LLC

Momentum followerQuality / disciplined sizing

Total reported value

$124.0M

Reporting period: 2026-03-31 · Number of holdings: 27

Clarity Retirement & Wealth, LLC disclosed 27 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $124.0M and a quarterly turnover rate of 29.4%.

Personality snowflake

Concentration: 38.2
Portfolio Stability: 29.45
Momentum/Contrarian: 100
Sector conviction: 0
Diversification: 52
Sizing Uniformity: 87.58

Recent moves

Trim FBND
-15.1%　-$1.6M
Add CGDV
+28.9%　$3.9M
Trim SPYM
-7.1%　-$1.4M
Trim ALLW
-57.8%　-$1.3M
Add FENI
+21.0%　$2.5M
Add VOO
+492.5%　$1.2M

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

Showing top 26 holdings (of 27 total)

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	FBCG	Fidelity Blue Chip Grow ETF	ETF-Other	18.14%	+0.66%	+23.93%
2	CGDV	Cap Group Dividend Value	ETF-Other	15.47%	+2.04%	+28.94%
3	FENI	Fidelity Enhanced Intl ETF	ETF-Other	10.64%	+1.21%	+21.04%
4	SPYM	Ste Str Spdr Pt S&p 500 ETF	ETF-Large Cap & Growth	8.55%	-1.98%	-7.15%
5	FIGB	Fidelity Invest Grd Bnd ETF	ETF-Other	7.26%	-0.09%	+8.78%
6	FBND	Fidelity Total Bond ETF	ETF-Other	6.94%	-2.06%	-15.12%
7	FDEM	Fidelity Emrg Mrkt Multifact	ETF-Other	6.24%	+0.75%	+21.28%
8	HEFA	Isha Curr Hedged Msci Eafe	ETF-Other	4.10%	-0.98%	-14.20%
9	TFLR	T Rowe Price Floating Rt ETF	ETF-Other	3.05%	-0.15%	+5.92%
10	FFSM	Fidelity Fndm Sm Mid Cap ETF	ETF-Other	2.83%	+0.37%	+20.89%
11	FMUB	Fidelity Muni Bnd Opp ETF	ETF-Other	2.73%	+2.73%	NEW
12	HELO	Jpmorgan Hedged Equity ETF	ETF-Other	2.51%	+0.27%	+26.96%
13	PHYL	Pgim Active High Yield Bond	ETF-High Yield	1.90%	-0.06%	+8.22%
14	IVV	Ishares Core S&p 500 ETF	ETF-Large Cap & Growth	1.47%	-0.31%	-5.75%
15	VOO	Vanguard S&p 500 ETF	ETF-Large Cap & Growth	1.22%	+0.98%	+492.49%
16	AGG	Ishares Core U.s. Aggregate	ETF-Other	1.17%	+0.92%	+415.21%
17	VTV	Vanguard Value ETF	ETF-Other	1.08%	+1.08%	NEW
18	FLMI	Franklin Dynamic Municipal B	ETF-Other	0.91%	+0.91%	NEW
19	ALLW	State Street Brgwtr All Wthr	ETF-Other	0.86%	-1.26%	-57.77%
20	SPTL	Ss Spdr Pf Lng Trm Tsy E-usd	ETF-Other	0.76%	-0.44%	-31.12%
21	RVNU	Xtrackers Municipal Infrastr	ETF-Other	0.71%	+0.71%	NEW
22	JMUB	Jpmorgan Municipal ETF	ETF-Other	0.47%	+0.47%	NEW
23	XLK	Ss Technology Select Sector	ETF-Tech	0.38%	+0.09%	+52.17%
24	SPY	Ss Spdr S&p 500 ETF Trust-us	ETF-Large Cap & Growth	0.29%	+0.07%	+47.83%
25	QQQ	Invesco Qqq Trust Series 1	ETF-Tech	0.18%	-0.14%	-34.25%
26	VTHR	Vanguard Russell 3000	ETF-Other	0.16%	-0.06%	-17.26%

Reported value over time

Sector allocation

Not enough sector-mapped data yet

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2026-03-31	27	$124.0M	29	1FBCG 2CGDV 3FENI Top holdings2026-03-31 1.FBCG 2.CGDV 3.FENI 4.SPYM 5.FIGB 6.FBND 7.FDEM 8.HEFA 9.TFLR 10.FFSM
2025-12-31	33	$113.6M	0	1FBCG 2CGDV 3SPYM Top holdings2025-12-31 1.FBCG 2.CGDV 3.SPYM 4.FENI 5.FBND 6.FIGB 7.FDEM 8.HEFA 9.TFLR 10.FFSM

Holding changes this quarter

Clarity Retirement & Wealth, LLC's most significant position changes for 2026-03-31: New buy: Fidelity Muni Bnd Opp ETF (FMUB); New buy: Vanguard Value ETF (VTV); Sold out: Ss US Equity Prem INC ETF (SPIN); New buy: Franklin Dynamic Municipal B (FLMI); Sold out: Ss Ig Publ Priv Cred Etf-usd (PRIV).

Position changes disclosed by Clarity Retirement & Wealth, LLC for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	CGDV	Cap Group Dividend Value	+2%	+28.94%	Add
2	FENI	Fidelity Enhanced Intl ETF	+1.2%	+21.04%	Add
3	VOO	Vanguard S&p 500 ETF	+1%	+492.49%	Add
4	AGG	Ishares Core U.s. Aggregate	+0.9%	+415.21%	Add
5	FDEM	Fidelity Emrg Mrkt Multifact	+0.8%	+21.28%	Add
6	FBCG	Fidelity Blue Chip Grow ETF	+0.7%	+23.93%	Add
7	FFSM	Fidelity Fndm Sm Mid Cap ETF	+0.4%	+20.89%	Add
8	HELO	Jpmorgan Hedged Equity ETF	+0.3%	+26.96%	Add
9	XLK	Ss Technology Select Sector	+0.1%	+52.17%	Add
10	SPY	Ss Spdr S&p 500 ETF Trust-us	+0.1%	+47.83%	Add
11	PHYL	Pgim Active High Yield Bond	-0.1%	+8.22%	Add
12	VTHR	Vanguard Russell 3000	-0.1%	-17.26%	Trim
13	FIGB	Fidelity Invest Grd Bnd ETF	-0.1%	+8.78%	Add
14	QQQ	Invesco Qqq Trust Series 1	-0.1%	-34.25%	Trim
15	TFLR	T Rowe Price Floating Rt ETF	-0.2%	+5.92%	Add
16	IVV	Ishares Core S&p 500 ETF	-0.3%	-5.75%	Trim
17	SPTL	Ss Spdr Pf Lng Trm Tsy E-usd	-0.4%	-31.12%	Trim
18	HEFA	Isha Curr Hedged Msci Eafe	-1%	-14.20%	Trim
19	ALLW	State Street Brgwtr All Wthr	-1.3%	-57.77%	Trim
20	SPYM	Ste Str Spdr Pt S&p 500 ETF	-2%	-7.15%	Trim
21	FBND	Fidelity Total Bond ETF	-2.1%	-15.12%	Trim
22	FMUB	Fidelity Muni Bnd Opp ETF	—	NEW	New buy
23	VTV	Vanguard Value ETF	—	NEW	New buy
24	SPIN	Ss US Equity Prem INC ETF	—	EXIT	Sold out
25	FLMI	Franklin Dynamic Municipal B	—	NEW	New buy
26	PRIV	Ss Ig Publ Priv Cred Etf-usd	—	EXIT	Sold out
27	FNDE	Schwab Fndmntl Em Mrk Eq ETF	—	EXIT	Sold out
28	RVNU	Xtrackers Municipal Infrastr	—	NEW	New buy
29	JMUB	Jpmorgan Municipal ETF	—	NEW	New buy
30	XMHQ	Invesco S&p Midcap Qual ETF	—	EXIT	Sold out
31	HGER	Harbor Commodity All Weather	—	EXIT	Sold out
32	VB	Vanguard Small-cap ETF	—	EXIT	Sold out
33	RWO	State Street Spdr Dow Jones	—	EXIT	Sold out
34	HSCZ	Ishares Cur Hdg Msci Eafe Sm	—	EXIT	Sold out
35	EMHY	Ishares J.p. Morgan Em High	—	EXIT	Sold out
36	MINT	Pimco Enhanced Short Maturit	—	EXIT	Sold out
37	ORCL	Oracle CORP	—	EXIT	Sold out
38	BGT	Blackrock Fltng Rt INC Tr	—	EXIT	Sold out

FAQ

What is Clarity Retirement & Wealth, LLC and what type of investor is it?

Clarity Retirement & Wealth, LLC is a investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2026-03-31), the firm manages a tracked equity portfolio valued at approximately $124.0M, spread across 27 disclosed positions.

What are Clarity Retirement & Wealth, LLC's largest equity positions?

Based on the latest 13F filing, Clarity Retirement & Wealth, LLC's top holdings by market value are: 1. Fidelity Blue Chip Grow ETF (FBCG) — $22.5M (18.1%) 2. Cap Group Dividend Value (CGDV) — $19.2M (15.5%) 3. Fidelity Enhanced Intl ETF (FENI) — $13.2M (10.6%) 4. Ste Str Spdr Pt S&p 500 ETF (SPYM) — $10.6M (8.6%) 5. Fidelity Invest Grd Bnd ETF (FIGB) — $9.0M (7.3%)

What changes did Clarity Retirement & Wealth, LLC make in its most recent portfolio filing?

In the latest reported quarter, Clarity Retirement & Wealth, LLC made 38 notable position adjustments: 5 new positions were initiated, 13 existing holdings were added to, 8 positions were partially reduced, and 12 were completely exited. The largest of these moves: New buy: Fidelity Muni Bnd Opp ETF (FMUB); New buy: Vanguard Value ETF (VTV); Sold out: Ss US Equity Prem INC ETF (SPIN); New buy: Franklin Dynamic Municipal B (FLMI); Sold out: Ss Ig Publ Priv Cred Etf-usd (PRIV)

What sectors does Clarity Retirement & Wealth, LLC focus on?

Sector breakdown data is not yet available for Clarity Retirement & Wealth, LLC. Check back after the next 13F processing cycle.