Towneley Capital Management, Inc / DE

Sector-focusedMomentum followerLong-term holder

Total reported value

$477.8M

Reporting period: 2026-03-31 · Number of holdings: 42

Towneley Capital Management, Inc / DE disclosed 42 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $477.8M and a quarterly turnover rate of 5.4%.

Personality snowflake

Concentration: 55.63
Portfolio Stability: 5.36
Momentum/Contrarian: 100
Sector conviction: 100
Diversification: 84
Sizing Uniformity: 77.73

Recent moves

Trim VTI
+1.2%　-$4.9M
Trim WINN
+1.0%　-$3.5M
Trim SGOL
-14.9%　-$1.8M
Add VGIT
+4.1%　$1.2M
Add IAU
+2.2%　$951.7K
Add AVUV
+0.4%　$844.3K

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	VTI	Vanguard Total Stock Mkt ETF	ETF-Other	31.11%	-1.26%	+1.18%
2	VXUS	Vanguard Total Intl Stock	ETF-Other	13.24%	+0.09%	-0.73%
3	VGIT	Vanguard Intermediate-term T	ETF-Other	7.45%	+0.19%	+4.08%
4	WINN	Harbor Long-term Growers ETF	ETF-Other	6.63%	-0.78%	+1.04%
5	JMBS	Janus Henderson Mortg Backed	ETF-Other	5.82%	+0.06%	+2.88%
6	VCSH	Vanguard S/t CORP Bond ETF	ETF-Corp Bonds	5.63%	+0.13%	+3.91%
7	SGOL	Abrdn Physical Gold Shares	ETF-Commodities	4.65%	-0.42%	-14.87%
8	PVAL	Putnam Focused Lrg Cap Value	ETF-Other	4.20%	+0.08%	+0.85%
9	VTEB	Vanguard Tax-exempt Bond ETF	ETF-Other	3.62%	+0.12%	+5.18%
10	SCHO	Schwab Short-term US Treas	ETF-Other	2.79%	+0.03%	+2.14%
11	GLTR	Abrdn Precious Metals Basket	ETF-Other	2.21%	+0.16%	+2.05%
12	AVUV	Avantis US Small Cap Value	ETF-Small Cap	2.20%	+0.16%	+0.37%
13	IAU	Ishares Gold Trust	ETF-Commodities	2.01%	+0.18%	+2.19%
14	DFAE	Dimensional Emerging Core Eq	ETF-Emerging Markets	1.94%	+0.03%	-1.44%
15	VGLT	Vanguard Long-term Treasury	ETF-Gov Bonds	1.62%	+0.03%	+3.90%
16	GLD	Spdr Gold Shares	ETF-Commodities	0.91%	+0.13%	+8.13%
17	ANGL	Vaneck Fallen Angel High Yld	ETF-Other	0.82%	—	+2.65%
18	MINT	Pimco Enhanced Short Maturit	ETF-Other	0.55%	+0.55%	NEW
19	✓		Stock-Other	0.30%	+0.30%	NEW
20	VT	Vanguard Tot World Stk ETF	ETF-Other	0.29%	+0.29%	NEW
21	VGSH	Vanguard Short-term Treasury	ETF-Gov Bonds	0.29%	+0.01%	+6.79%
22	IVV	Ishares Core S&p 500 ETF	ETF-Large Cap & Growth	0.20%	-0.02%	+0.20%
23	IWB	Ishares Russell 1000 ETF	ETF-Other	0.16%	—	—
24	DFUS	Dimensional US Eq Mkt ETF	ETF-Other	0.15%	-0.01%	+0.24%
25	CWI	State Street Spdr Msci Acwi	ETF-Other	0.11%	—	—
26	VUG	Vanguard Growth ETF	ETF-Other	0.11%	-0.01%	+0.17%
27	DFUV	Dimensional US Marketwide Va	ETF-Other	0.10%	—	+0.37%
28	DFSU	Dimensional US Sus Core1 ETF	ETF-Other	0.08%	—	-0.55%
29	VTV	Vanguard Value ETF	ETF-Other	0.08%	+0.01%	+0.55%
30	BRK-B	Berkshire Hathaway Inc-cl B	Stock-Other	0.07%	-0.02%	-16.57%
31	DFAT	Dimensional US Target Value	ETF-Other	0.07%	—	+0.32%
32	BND	Vanguard Total Bond Market	ETF-Other	0.07%	-0.01%	-2.97%
33	DFAS	Dimensional US Small Cap ETF	ETF-Small Cap	0.06%	—	+0.22%
34	VEU	Vanguard Ftse All-world Ex-u	ETF-Other	0.06%	—	+0.17%
35	PHYS	Sprott Physical Gold Trust	Stock-Other	0.06%	+0.01%	—
36	VTIP	Vanguard Short-term Tips	ETF-Other	0.05%	—	—
37	SELF	Global Self Storage INC	Stock-Other	0.05%	—	+1.43%
38	DFIV	Dimensional International Va	ETF-Other	0.05%	—	+0.21%
39	VO	Vanguard Mid-cap ETF	ETF-Other	0.05%	—	+0.39%
40	AAPL	Apple INC	Stock-Tech	0.05%	+0.05%	NEW
41	DFSI	Dimensional Int Sus Cor1 ETF	ETF-Other	0.04%	—	-0.52%
42	AGG	Ishares Core U.s. Aggregate	ETF-Other	0.04%	—	—

Reported value over time

Sector allocation

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2026-03-31	42	$477.8M	5	1VTI 2VXUS 3VGIT Top holdings2026-03-31 1.VTI 2.VXUS 3.VGIT 4.WINN 5.JMBS 6.VCSH 7.SGOL 8.PVAL 9.VTEB 10.SCHO
2025-12-31	40	$474.3M	4	1VTI 2VXUS 3WINN Top holdings2025-12-31 1.VTI 2.VXUS 3.WINN 4.VGIT 5.JMBS 6.VCSH 7.SGOL 8.PVAL 9.VTEB 10.SCHO
2025-09-30	38	$460.4M	26	1VTI 2VXUS 3WINN Top holdings2025-09-30 1.VTI 2.VXUS 3.WINN 4.VGIT 5.JMBS 6.VCSH 7.SGOL 8.PVAL 9.VTEB 10.SCHO
2025-06-30	34	$435.9M	0	1VTI 2VXUS 3WINN Top holdings2025-06-30 1.VTI 2.VXUS 3.WINN 4.VGIT 5.JMBS 6.VCSH 7.SGOL 8.SCHD 9.VTEB 10.SCHO
2025-03-31	44	$427.5M	0	1VTI 2VXUS 3VGIT Top holdings2025-03-31 1.VTI 2.VXUS 3.VGIT 4.WINN 5.VCSH 6.SGOL 7.SCHD 8.JMBS 9.SCHO 10.VTEB
2024-12-31	45	$421.0M	0	1VTI 2VXUS 3WINN Top holdings2024-12-31 1.VTI 2.VXUS 3.WINN 4.VGIT 5.VCSH 6.SCHD 7.JMBS 8.SCHO 9.SGOL 10.AVUV
2024-09-30	39	$441.5M	0	1VTI 2VXUS 3MUNI Top holdings2024-09-30 1.VTI 2.VXUS 3.MUNI 4.WINN 5.VCSH 6.VGIT 7.SCHD 8.SCHO 9.SGOL 10.JMBS
2024-06-30	39	$426.4M	0	1VTI 2VXUS 3MUNI Top holdings2024-06-30 1.VTI 2.VXUS 3.MUNI 4.WINN 5.VCSH 6.VGIT 7.SCHO 8.SCHD 9.SGOL 10.JMBS
2024-03-31	47	$406.7M	0	1VTI 2VXUS 3MUNI Top holdings2024-03-31 1.VTI 2.VXUS 3.MUNI 4.VCSH 5.VGIT 6.VUG 7.SCHO 8.SGOL 9.JMBS 10.SCHD
2023-12-31	45	$390.2M	0	1VTI 2MUNI 3VXUS Top holdings2023-12-31 1.VTI 2.MUNI 3.VXUS 4.VCSH 5.VGIT 6.VUG 7.SCHO 8.JMBS 9.SGOL 10.SCHD

Holding changes this quarter

Towneley Capital Management, Inc / DE's most significant position changes for 2026-03-31: New buy: Pimco Enhanced Short Maturit (MINT); New buy: ; New buy: Vanguard Tot World Stk ETF (VT); Sold out: JPM Ultra-short Muni Income (JMST); Sold out: Ishrs Short Mat Muni Act ETF (MEAR).

Position changes disclosed by Towneley Capital Management, Inc / DE for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	VGIT	Vanguard Intermediate-term T	+0.2%	+4.08%	Add
2	IAU	Ishares Gold Trust	+0.2%	+2.19%	Add
3	AVUV	Avantis US Small Cap Value	+0.2%	+0.37%	Add
4	GLTR	Abrdn Precious Metals Basket	+0.2%	+2.05%	Add
5	VCSH	Vanguard S/t CORP Bond ETF	+0.1%	+3.91%	Add
6	GLD	Spdr Gold Shares	+0.1%	+8.13%	Add
7	VTEB	Vanguard Tax-exempt Bond ETF	+0.1%	+5.18%	Add
8	VXUS	Vanguard Total Intl Stock	+0.1%	-0.73%	Trim
9	PVAL	Putnam Focused Lrg Cap Value	+0.1%	+0.85%	Add
10	JMBS	Janus Henderson Mortg Backed	+0.1%	+2.88%	Add
11	VGLT	Vanguard Long-term Treasury	0%	+3.90%	Add
12	SCHO	Schwab Short-term US Treas	0%	+2.14%	Add
13	DFAE	Dimensional Emerging Core Eq	0%	-1.44%	Trim
14	VGSH	Vanguard Short-term Treasury	0%	+6.79%	Add
15	PHYS	Sprott Physical Gold Trust	0%	—	Unchanged
16	VTV	Vanguard Value ETF	0%	+0.55%	Add
17	IWB	Ishares Russell 1000 ETF	—	—	Unchanged
18	DFSU	Dimensional US Sus Core1 ETF	—	-0.55%	Trim
19	DFUV	Dimensional US Marketwide Va	—	+0.37%	Add
20	DFAT	Dimensional US Target Value	—	+0.32%	Add
21	ANGL	Vaneck Fallen Angel High Yld	—	+2.65%	Add
22	DFIV	Dimensional International Va	—	+0.21%	Add
23	CWI	State Street Spdr Msci Acwi	—	—	Unchanged
24	DFAS	Dimensional US Small Cap ETF	—	+0.22%	Add
25	VEU	Vanguard Ftse All-world Ex-u	—	+0.17%	Add
26	SELF	Global Self Storage INC	—	+1.43%	Add
27	DFSI	Dimensional Int Sus Cor1 ETF	—	-0.52%	Trim
28	VTIP	Vanguard Short-term Tips	—	—	Unchanged
29	VO	Vanguard Mid-cap ETF	—	+0.39%	Add
30	AGG	Ishares Core U.s. Aggregate	—	—	Unchanged
31	VUG	Vanguard Growth ETF	0%	+0.17%	Add
32	DFUS	Dimensional US Eq Mkt ETF	0%	+0.24%	Add
33	BND	Vanguard Total Bond Market	0%	-2.97%	Trim
34	BRK-B	Berkshire Hathaway Inc-cl B	0%	-16.57%	Trim
35	IVV	Ishares Core S&p 500 ETF	0%	+0.20%	Add
36	SGOL	Abrdn Physical Gold Shares	-0.4%	-14.87%	Trim
37	WINN	Harbor Long-term Growers ETF	-0.8%	+1.04%	Add
38	VTI	Vanguard Total Stock Mkt ETF	-1.3%	+1.18%	Add
39	MINT	Pimco Enhanced Short Maturit	—	NEW	New buy
40	✓		—	NEW	New buy
41	VT	Vanguard Tot World Stk ETF	—	NEW	New buy
42	JMST	JPM Ultra-short Muni Income	—	EXIT	Sold out
43	MEAR	Ishrs Short Mat Muni Act ETF	—	EXIT	Sold out
44	AAPL	Apple INC	—	NEW	New buy

FAQ

What is Towneley Capital Management, Inc / DE and what type of investor is it?

Towneley Capital Management, Inc / DE is a investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2026-03-31), the firm manages a tracked equity portfolio valued at approximately $477.8M, spread across 42 disclosed positions.

What are Towneley Capital Management, Inc / DE's largest equity positions?

Based on the latest 13F filing, Towneley Capital Management, Inc / DE's top holdings by market value are: 1. Vanguard Total Stock Mkt ETF (VTI) — $148.6M (31.1%) 2. Vanguard Total Intl Stock (VXUS) — $63.3M (13.2%) 3. Vanguard Intermediate-term T (VGIT) — $35.6M (7.5%) 4. Harbor Long-term Growers ETF (WINN) — $31.7M (6.6%) 5. Janus Henderson Mortg Backed (JMBS) — $27.8M (5.8%)

What changes did Towneley Capital Management, Inc / DE make in its most recent portfolio filing?

In the latest reported quarter, Towneley Capital Management, Inc / DE made 39 notable position adjustments: 4 new positions were initiated, 26 existing holdings were added to, 7 positions were partially reduced, and 2 were completely exited. The largest of these moves: New buy: Pimco Enhanced Short Maturit (MINT); New buy: ; New buy: Vanguard Tot World Stk ETF (VT); Sold out: JPM Ultra-short Muni Income (JMST); Sold out: Ishrs Short Mat Muni Act ETF (MEAR)

What sectors does Towneley Capital Management, Inc / DE focus on?

Towneley Capital Management, Inc / DE is concentrated in the following sectors based on its current disclosed equity portfolio: • Financials: 61.4% • Information Technology: 38.6%