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RCS Financial Planning, LLC

Diversified strategySector-focusedMomentum follower

Total reported value

$192.8M

Reporting period: 2026-03-31 · Number of holdings: 98

RCS Financial Planning, LLC disclosed 98 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $192.8M and a quarterly turnover rate of 32.9%.

Personality snowflake

Concentration
20.17
Portfolio Stability
32.91
Momentum/Contrarian
100
Sector conviction
100
Diversification
100
Sizing Uniformity
80.04

Recent moves

  • Trim IVV

    -63.1%　-$5.4M

  • Trim IUSB

    -77.6%　-$4.5M

  • Trim IVE

    -80.3%　-$4.2M

  • Trim DYNF

    -79.1%　-$4.2M

  • Add DFAC

    -3.3%　-$1.4M

  • Add FBND

    +4.1%　$476.2K

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

#TickerIssuerAsset SubclassWeightWeight ChangeShares Change4Q Trend
1DFACDimensional US Core Equity 2ETF-Other13.77%+1.72%-3.31%
2DFCFDimensional Core Fixed INCETF-Other9.03%—+2.20%
3FBNDFidelity Total Bond ETFETF-Other8.75%+1.68%+4.05%
4DFICDimensional International CoETF-Other5.60%—-2.44%
5DFSVDimensional US Small Cap ValETF-Small Cap5.38%+1.22%+0.93%
6DUHPDimensional US High Profi EtETF-Other4.93%+0.56%-2.94%
7DFSDDimensional Short DurationETF-Other4.04%—+2.15%
8FLDRFidelity Low Durat Fact ETFETF-Other3.20%—+1.41%
9DFEMDimensional Emrg Mrkt CoreETF-Other2.90%—-1.64%
10VTEBVanguard Tax-exempt Bond ETFETF-Other2.43%—-4.33%
11VUGVanguard Growth ETFETF-Other1.78%+0.15%+1.34%
12AAPLApple INCStock-Tech1.73%-0.01%-11.51%
13CRWDCrowdstrike Holdings INC - AStock-Tech1.59%-0.02%-1.73%
14AVDVAvantis Intl S/c Value ETFETF-Other1.55%—-8.73%
15IVVIshares Core S&p 500 ETFETF-Large Cap & Growth1.52%-2.06%-63.14%
16VTVVanguard Value ETFETF-Other1.29%+0.39%+16.66%
17MUBIshares National Muni Bond EETF-Other1.28%+0.56%+50.54%
18DFAUDimensional US Core Equity METF-Other1.19%—-3.46%
19VEAVanguard Ftse Developed ETFETF-Other1.09%—-9.54%
20DFARDimensional US Real Est ETFETF-Other0.84%—-0.71%
21ESGUIshares Esg Aware Msci USAETF-Other0.78%—-1.18%
22QUALIshares Msci USA Quality FacETF-Other0.75%-0.67%-54.40%
23SUBIshares Short-term NationalETF-Other0.73%—+1.47%
24BSVVanguard Short-term Bond ETFETF-Other0.67%—-0.05%
25IUSBIshr Cr Unvrse Usd Bd Etf-uiETF-Other0.67%-1.82%-77.56%
26SUSCIshares Esg Aware Usd CorporETF-Other0.65%—+3.07%
27FSECFidelity Invest Grd SecurETF-Other0.62%+0.62%NEW
28EFVIshares Msci Eafe Value ETFETF-Other0.61%-1.12%-71.82%
29LCTUIshares U.s. Carbon TransitiETF-Other0.59%—-8.81%
30DYNFIshrs US E F R A Etf-usd INCETF-Other0.55%-1.72%-79.05%
31IVWIshares S&p 500 Growth ETFETF-Large Cap & Growth0.53%-1.38%-74.67%
32IVEIshares S&p 500 Value ETFETF-Large Cap & Growth0.53%-1.73%-80.34%
33EAGGIshares Esg Aware US AggregaETF-Other0.51%—+13.30%
34DISVDimensional International SmETF-Other0.50%—-5.91%
35VTIVanguard Total Stock Mkt ETFETF-Other0.49%—-0.84%
36SCHFSchwab Intl Equity ETFETF-Other0.49%—+37.23%
37DFAEDimensional Emerging Core EqETF-Emerging Markets0.48%—-2.14%
38VWOVanguard Ftse Emerging MarkeETF-Emerging Markets0.48%—-4.84%
39FDEVFidelity Intl Multifact ETFETF-Other0.48%+0.48%NEW
40IEMGIshares Core Msci EmergingETF-Emerging Markets0.46%-1.28%-79.00%
41SCHGSchwab US Large-cap GrowthETF-Other0.45%+0.22%+85.31%
42IEFAIshares Core Msci Eafe ETFETF-Other0.45%—+0.06%
43VVVanguard Large-cap ETFETF-Other0.43%—-8.13%
44AVUVAvantis US Small Cap ValueETF-Small Cap0.42%——
45FDRRFidelity Div ETF Rise RatesETF-Other0.42%+0.42%NEW
46SCHZSchwab US Aggregate Bond ETFETF-Other0.42%—-10.31%
47EFGIshares Msci Eafe Growth ETFETF-Other0.40%—+1.02%
48FCORFidelity Corporate Bond ETFETF-Corp Bonds0.39%+0.39%NEW
49BNDXVanguard Total Intl Bond ETFETF-Other0.38%—-3.01%
50FIVAFidelity Intl Val Fact ETFETF-Other0.37%+0.37%NEW
1–50 of 98

Holding changes this quarter

RCS Financial Planning, LLC's most significant position changes for 2026-03-31: Sold out: Ishares Gold Trust (IAU); Sold out: Ishares Mbs ETF (MBB); Sold out: Marsh & Mclennan Cos (MRSH); New buy: Fidelity Invest Grd Secur (FSEC); Sold out: Ishares Flex I A Etf-usd INC (BINC).

Position changes disclosed by RCS Financial Planning, LLC for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#TickerIssuerWeight ChangeShares ChangeAction
1DFACDimensional US Core Equity 2+1.7%-3.31%Trim
2FBNDFidelity Total Bond ETF+1.7%+4.05%Add
3DFSVDimensional US Small Cap Val+1.2%+0.93%Add
4MUBIshares National Muni Bond E+0.6%+50.54%Add
5DUHPDimensional US High Profi Et+0.6%-2.94%Trim
6VTVVanguard Value ETF+0.4%+16.66%Add
7SCHGSchwab US Large-cap Growth+0.2%+85.31%Add
8VUGVanguard Growth ETF+0.2%+1.34%Add
9AAPLApple INC0%-11.51%Trim
10CRWDCrowdstrike Holdings INC - A0%-1.73%Trim
11IYWIshares Ustechnology ETF-0.1%-43.97%Trim
12IAGGIshares Intl Aggregate Bond-0.2%-47.41%Trim
13BAIIshrs Ai In And Tech Act ETF-0.6%-80.20%Trim
14MTUMIshares Msci USA Momentum Fa-0.6%-82.09%Trim
15THROIshares U.s. Thematic Rotati-0.6%-74.63%Trim
16QUALIshares Msci USA Quality Fac-0.7%-54.40%Trim
17TLHIshares 10-20 Year Treasury-0.8%-84.69%Trim
18EFVIshares Msci Eafe Value ETF-1.1%-71.82%Trim
19IEMGIshares Core Msci Emerging-1.3%-79.00%Trim
20IVWIshares S&p 500 Growth ETF-1.4%-74.67%Trim
21OEFIshares S&p 100 ETF-1.6%-85.21%Trim
22DYNFIshrs US E F R A Etf-usd INC-1.7%-79.05%Trim
23IVEIshares S&p 500 Value ETF-1.7%-80.34%Trim
24IUSBIshr Cr Unvrse Usd Bd Etf-ui-1.8%-77.56%Trim
25IVVIshares Core S&p 500 ETF-2.1%-63.14%Trim
26IAUIshares Gold Trust—EXITSold out
27MBBIshares Mbs ETF—EXITSold out
28MRSHMarsh & Mclennan Cos—EXITSold out
29FSECFidelity Invest Grd Secur—NEWNew buy
30BINCIshares Flex I A Etf-usd INC—EXITSold out
31FDEVFidelity Intl Multifact ETF—NEWNew buy
32ITAIshares U.s. Aerospace & Def—EXITSold out
33FDRRFidelity Div ETF Rise Rates—NEWNew buy
34FCORFidelity Corporate Bond ETF—NEWNew buy
35FIVAFidelity Intl Val Fact ETF—NEWNew buy
36FDMOFidelity Momentum Factor ETF—NEWNew buy
37QQQInvesco Qqq Trust Series 1—EXITSold out
38SPMOInvesco S&p 500 Momentum ETF—NEWNew buy
39FDVVFidelity High Dividend ETF—NEWNew buy
40JBNDJpmorgan Active Bond ETF—NEWNew buy
41LMUBIshares Lt National Muni Bd—NEWNew buy
42DFNMDimensional National Muni Bd—EXITSold out
43FQALFidelity Quality Factor ETF—NEWNew buy
44MSFTMicrosoft CORP—EXITSold out
45VGTVanguard Info Tech ETF—EXITSold out
46SPHBInvesco S&p 500 High Beta Et—NEWNew buy
47FLDBFidelity Low Durat Bnd ETF—NEWNew buy
48BLCRIshares Lrg Cp Cr Act Etf-ui—NEWNew buy
49RPVInvesco S&p 500 Pure Value E—NEWNew buy
50IVLUIshares Msci International V—EXITSold out

FAQ

What is RCS Financial Planning, LLC and what type of investor is it?
RCS Financial Planning, LLC is a investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2026-03-31), the firm manages a tracked equity portfolio valued at approximately $192.8M, spread across 98 disclosed positions.
What are RCS Financial Planning, LLC's largest equity positions?
Based on the latest 13F filing, RCS Financial Planning, LLC's top holdings by market value are: 1. Dimensional US Core Equity 2 (DFAC) — $26.5M (13.8%) 2. Dimensional Core Fixed INC (DFCF) — $17.4M (9.0%) 3. Fidelity Total Bond ETF (FBND) — $16.9M (8.8%) 4. Dimensional International Co (DFIC) — $10.8M (5.6%) 5. Dimensional US Small Cap Val (DFSV) — $10.4M (5.4%)
What changes did RCS Financial Planning, LLC make in its most recent portfolio filing?
In the latest reported quarter, RCS Financial Planning, LLC made 50 notable position adjustments: 15 new positions were initiated, 6 existing holdings were added to, 19 positions were partially reduced, and 10 were completely exited. The largest of these moves: Sold out: Ishares Gold Trust (IAU); Sold out: Ishares Mbs ETF (MBB); Sold out: Marsh & Mclennan Cos (MRSH); New buy: Fidelity Invest Grd Secur (FSEC); Sold out: Ishares Flex I A Etf-usd INC (BINC)
What sectors does RCS Financial Planning, LLC focus on?
RCS Financial Planning, LLC is concentrated in the following sectors based on its current disclosed equity portfolio: • Information Technology: 93.1% • Consumer Staples: 3.9% • Energy: 3.0%